Checking that pays

^*The New Membership Bonus Promotion (“Promotion”) is offered by HawaiiUSA Federal Credit Union (“HawaiiUSA”) and is valid from June 27, 2026, through September 30, 2026 (“Promotion Period”). The Promotion is open to all individuals who meet HawaiiUSA’s membership eligibility requirements. To qualify for the first $50 bonus, an individual must open a new Prime Share (Savings) account and a new eLife or Kasasa Rewards Checking account and enroll into Digital Banking during the Promotion Period. To qualify for the additional $50 bonus, all previously mentioned qualifications must be met, and the new member must receive an aggregate incoming deposit of $1,500 to their rewards checking account via ACH within one monthly calendar period. The deposit requirement must be met within the first two full calendar months following account opening. Upon verification of each qualification, the bonus will be deposited into the member’s rewards checking account within sixty (60) days. Limit one bonus per member. Existing members are not eligible. Fees may reduce earnings. HawaiiUSA reserves the right to modify or cancel the Promotion at any time without notice. All account openings are subject to HawaiiUSA’s standard membership and account requirements. Rates are effective as of March 3, 2026, and are subject to change without notice. Share Savings accounts earn 0.05% Annual Percentage Yield (APY). Minimum balance to open the account is $5. Minimum Average Daily Balance to earn APY is $100.

¹eLife Checking Disclosure

eLife Checking earns 0.01% - 5.00% APY. Minimum balance to open the account is $20.00.

Each month’s qualification cycle ends on the second to the last day of each month. The eLife Checking: Qualifications document—which contains the various qualification cycles and other important information—is available to download or can be obtained at any HawaiiUSA FCU branch. Your Debit Card transactions and direct deposit/ACH transactions must be posted or cleared on the account to be counted within each qualification cycle. It may take up to three business days before the transaction posts or clears the account.

²Kasasa Cash Back Checking Disclosure

See the Kasasa Cash Back^® Checking Qualification Cycle

Earn 2.50% cash back (up to $10/month) on debit card purchases. A maximum of $10.00 cash back payments may be earned per Monthly Qualification Cycle. We will reimburse up to $20.00 for nationwide ATM withdrawal fees incurred on your Kasasa Cash Back account during the monthly qualification cycle. Additional terms and conditions apply. Minimum balance to open the account is $20. Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 2.50% cash back on up to a total of $400.00 on PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Please refer to the current “Schedule of Fees and Charges” for account fees and information. Trademarks: Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.