Business Savings Rates
Strengthen your business savings with competitive rates on these accounts.
HawaiiUSA Federal Credit Union makes it easy to grow your hard-earned dollars while keeping them in reach. Our business savings rates help small businesses, startups, and corporations build a healthy cash cushion for anything their business may face. View our latest rates below.
Promotional Business Savings Rates
| Certificate | Minimum Balance to Earn APY (Annual Percentage Yield) | APY |
|---|---|---|
| 89-Day Share Certificate | $5,000.00 | 3.10% |
| 6-Month Share Certificate (182 days) | $500.00 | 3.25% |
| 1-Year Share Certificate (365 days) | $500.00 | 3.10% |
| 13-Month Share Certificate (395 days) | $500.00 | 4.15% |
A penalty may be imposed for early withdrawal.
-
You have the option to withdraw money at term's end or reinvest in the Share Certificate with automatic renewal
-
Dividends can be paid into your Savings, Checking, or back into the Certificate account
-
Track your money's growth through Digital Banking and the HawaiiUSA Mobile App
Business Savings Rates
| Account | Balance | Minimum Opening Deposit | Minimum Average Daily Balance to Earn APY | APY |
|---|---|---|---|---|
| Business Share | $5.00 | $100.00 | 0.05% | |
| Business Money Market Account | <$5,000.00 | $5,000.00 | $100.00 | 0.05% |
| Business Money Market Account | $5,000.00 - $49,999.99 | $5,000.00 | $5,000.00 | 1.25% |
| Business Money Market Account | $50,000.00 - $74,999.99 | $5,000.00 | $50,000.00 | 1.50% |
| Business Money Market Account | $75,000.00 - $99,999.99 | $5,000.00 | $75,000.00 | 1.75% |
| Business Money Market Account | $100,000.00 - $499,999.99 | $5,000.00 | $100,000.00 | 2.00% |
| Business Money Market Account | $500,000.00 - $999,999.99 | $5,000.00 | $500,000.00 | 2.50% |
| Business Money Market Account | > $1,000,000.00 | $5,000.00 | $1,000,000.00 | 3.00% |
Business Certificate Rates
| Business Certificate | Minimum Balance to Earn APY (Annual Percentage Yield) | APY |
|---|---|---|
| 89-Day | $5,000.00 | 3.10% |
| 6-Month (182 days) | $500.00 | 3.25% |
| 1-Year (365 days) | $500.00 | 3.10% |
| 13-Month (395 days) | $500.00 | 4.15% |
| 18-Month (547 days) | $500.00 | 1.50% |
| 18-Month Income (547 days) | $25,000.00 | 1.50% |
| 2-Year (730 days) | $2,500.00 | 1.50% |
| 3-Year (1,095 days) | $500.00 | 1.25% |
| 5-Year (1,825 days) | $500.00 | 1.00% |
A penalty may be imposed for early withdrawal.
-
You have the option to withdraw money at term's end or reinvest in the Share Certificate with automatic renewal
-
Dividends can be paid into your Savings, Checking, or back into the Certificate account
-
Track your money's growth through Digital Banking and the HawaiiUSA Mobile App
Jumbo Certificate Rates
| Certificate | Minimum Balance to Earn APY (Annual Percentage Yield) | APY |
|---|---|---|
| 6-Month (182 days) | $100,000.00 | 3.50% |
| 1-Year (365 days) | $100,000.00 | 3.35% |
A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account.
- You have the option to withdraw money at term's end or reinvest in the Share Certificate with automatic renewal
Dividends can be paid into your Savings, Checking, or back into the Certificate account
Track your money's growth through Digital Banking and the HawaiiUSA Mobile App
