Business Savings Rates
Strengthen your business savings with competitive rates on these accounts.
The latest rates from HawaiiUSA Federal Credit Union
Promotional Business Savings Rates
| Certificate | Minimum Balance to Earn APY (Annual Percentage Yield) | APY |
|---|---|---|
| 6-Month Share Certificate (182 days) | $500.00 | 4.50% |
| 8-Month Share Certificate (243 days) | $5,000.00 | 4.65% |
| 13-Month Share Certificate (395 days) | $10,000.00 | 4.25% |
| 2-Year Share Certificate | $2,500.00 | 3.00% |
A penalty may be imposed for early withdrawal.
-
You have the option to withdraw money at term's end or reinvest in the Share Certificate with automatic renewal
-
Dividends can be paid into your Savings, Checking, or back into the Certificate account
-
Track your money's growth through Digital Banking and the HawaiiUSA Mobile App
Business Savings Rates
| Account | Balance | Minimum Opening Deposit | Minimum Average Daily Balance to Earn APY | APY |
|---|---|---|---|---|
| Business Share | $5.00 | $100.00 | 0.05% | |
| Business Super Share | <$10,000.00 | $10,000.00 | $100.00 | 0.05% |
| Business Super Share | $10,000.00 - $35,000.00 balance | $10,000.00 | $10,000.00 | 1.25% |
| Business Super Share | >$35,000.00 balance | $10,000.00 | $35,000.01 | 1.25% |
| Business Money Market Account | <$50,000.00 | $50,000.00 | $100.00 | 0.05% |
| Business Money Market Account | $50,000.00 - $74,999.99 | $50,000.00 | $50,000.00 | 1.35% |
| Business Money Market Account | $75,000.00 - $99,999.99 | $50,000.00 | $75,000.00 | 1.35% |
| Business Money Market Account | $100,000.00 - $499,999.99 | $50,000.00 | $100,000.00 | 1.50% |
| Business Money Market Account | $500,000.00 - $999,999.99 | $50,000.00 | $500,000.00 | 1.60% |
| Business Money Market Account | $1,000,000.00 - $1,999,999.99 | $50,000.00 | $1,000,000.00 | 1.75% |
| Business Money Market Account | $2,000,000.00 - $4,999,999.99 | $50,000.00 | $2,000,000.00 | 4.50% |
| Business Money Market Account | > $5,000,000.00 | $50,000.00 | $5,000,000.00 | 4.75% |
Business Certificate Rates
| Business Certificate | Minimum Balance to Earn APY (Annual Percentage Yield) | APY |
|---|---|---|
| 6-Month (182 days) | $500.00 | 4.50% |
| 1-Year (365 days) | $500.00 | 1.25% |
| 2-Year (730 days) | $2,500.00 | 3.00% |
| 3-Year (1,095 days) | $500.00 | 1.50% |
| 5-Year (1,825 days) | $500.00 | 2.00% |
| 18-Month Income (547 days) | $25,000.00 | 1.30% |
| 18-Month (547 days) | $500.00 | 1.30% |
| 8-Month (243 days) | $10,000.00 | 4.65% |
| 13-Month (395 days) | $10,000.00 | 4.25% |
A penalty may be imposed for early withdrawal.
-
You have the option to withdraw money at term's end or reinvest in the Share Certificate with automatic renewal
-
Dividends can be paid into your Savings, Checking, or back into the Certificate account
-
Track your money's growth through Digital Banking and the HawaiiUSA Mobile App
Jumbo Certificate Rates
| Certificate | Minimum Balance to Earn APY (Annual Percentage Yield) | APY |
|---|---|---|
| 6-Month (182 days) | $100,000.00 | 4.00% |
| 1-Year (365 days) | $100,000.00 | 3.85% |
A penalty may be imposed for early withdrawal.
-
You have the option to withdraw money at term's end or reinvest in the Share Certificate with automatic renewal
-
Dividends can be paid into your Savings, Checking, or back into the Certificate account
-
Track your money's growth through Digital Banking and the Hawa
