Strengthen your business savings with competitive rates on these accounts. 

The latest rates from HawaiiUSA Federal Credit Union

Promotional Business Savings Rates

Effective date: May 1, 2024
Certificate Minimum Balance to Earn APY (Annual Percentage Yield) APY
6-Month Share Certificate (182 days)$500.005.15%
8-Month Share Certificate (243 days)$5,000.00**5.00%
13-Month Share Certificate (395 days)$10,000.004.00%
2-Year Share Certificate$2,500.003.50%

A penalty may be imposed for early withdrawal.

† Requires new money defined as funds not currently on deposit with HawaiiUSA FCU and excludes funds withdrawn from HawaiiUSA FCU and redeposited into any account during the promotional period. A penalty may be imposed for early withdrawal.

* Minimum balance requirement to open this account and earn advertised APY is $2,500 of new money.

** Minimum balance requirement to open this account and earn advertised APY is $5,000 of new money.

  • You have the option to withdraw money at term's end or reinvest in the Share Certificate with automatic renewal

  • Dividends can be paid into your Savings, Checking, or back into the Certificate account

  • Track your money's growth through Digital Banking and the HawaiiUSA Mobile App

Business Savings Rates

Effective date: May 1, 2024
Account Balance Minimum Opening Deposit Minimum Average Daily Balance to Earn APY APY
Business Share$5.00$100.000.05%
Business Super Share<$10,000.00$10,000.00$100.000.05%
Business Super Share$10,000.00 - $35,000.00 balance$10,000.00$10,000.001.25%
Business Super Share>$35,000.00 balance$10,000.00$35,000.011.25%
Business Money Market Account<$50,000.00$50,000.00$100.000.05%
Business Money Market Account$50,000.00 - $74,999.99$50,000.00$50,000.001.35%
Business Money Market Account$75,000.00 - $99,999.99$50,000.00$75,000.001.35%
Business Money Market Account$100,000.00 - $499,999.99$50,000.00$100,000.001.50%
Business Money Market Account$500,000.00 - $999,999.99$50,000.00$500,000.001.60%
Business Money Market Account$1,000,000.00 - $1,999,999.99$50,000.00$1,000,000.001.75%
Business Money Market Account$2,000,000.00 - $4,999,999.99$50,000.00$2,000,000.004.50%
Business Money Market Account> $5,000,000.00$50,000.00$5,000,000.004.75%

Business Certificate Rates

Effective date: May 1, 2024
Business Certificate Minimum Balance to Earn APY (Annual Percentage Yield) APY
6-Month (182 days)$500.005.15%
1-Year (365 days)$500.001.25%
2-Year (730 days)$2,500.00*3.50%
3-Year (1,095 days)$500.001.50%
5-Year (1,825 days)$500.002.00%
18-Month Income (547 days)$25,000.001.30%
18-Month (547 days)$500.001.30%
8-Month (243 days)$10,000.00**5.00%
13-Month (395 days)$10,000.004.00%

A penalty may be imposed for early withdrawal.

† Requires new money defined as funds not currently on deposit with HawaiiUSA FCU and excludes funds withdrawn from HawaiiUSA FCU and redeposited into any account during the promotional period. A penalty may be imposed for early withdrawal.

* Minimum balance requirement to open this account and earn advertised APY is $2,500 of new money.

** Minimum balance requirement to open this account and earn advertised APY is $5,000 of new money.

  • You have the option to withdraw money at term's end or reinvest in the Share Certificate with automatic renewal

  • Dividends can be paid into your Savings, Checking, or back into the Certificate account

  • Track your money's growth through Digital Banking and the HawaiiUSA Mobile App

Jumbo Certificate Rates

Effective date: May 1, 2024
Certificate Minimum Balance to Earn APY (Annual Percentage Yield) APY
6-Month (182 days)$100,000.004.00%
1-Year (365 days)$100,000.003.85%

A penalty may be imposed for early withdrawal.

  • You have the option to withdraw money at term's end or reinvest in the Share Certificate with automatic renewal

  • Dividends can be paid into your Savings, Checking, or back into the Certificate account

  • Track your money's growth through Digital Banking and the Hawa