Let us help fund your next big purchase.

Whether you are purchasing a home, consolidating debt, planning a major expense, or borrowing against your home equity, HawaiiUSA Federal Credit Union offers loan options designed to help members finance life’s next steps.

Personal Loans

Consolidate debt or fund your next chapter

Auto Loans

Get behind the wheel of a new or used car

Home Equity Line of Credit

Finance your life with the equity in your home

How to Choose the Right Loan?

The right loan depends on what you are financing, how much you need to borrow, your preferred repayment timeline, and whether you have collateral. Start by identifying your goal and estimating a monthly payment that fits comfortably within your budget by comparing loan terms and rates.

Before Applying for a Loan

Consider these questions before choosing a loan:

  • What will I use the funds for?
  • How much do I need to borrow?
  • What monthly payment can I comfortably afford?
  • Is a fixed rate or variable rate more appropriate for my needs?
  • Do I have collateral, such as a vehicle or home equity?
  • What loan term best fits my financial goals?
  • Have I reviewed my credit and compared available options?

Help me choose a loan

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