Saving for College | HI Used Car Loans Rates | HawaiiUSA FCU

Scheduled Maintenance: Digital Banking will be unavailable from 7PM on Sat 6/13 to 1AM HST on Sun 6/14. ATM services will be limited.

Juneteenth Holiday: Branches will be closed on Friday, 6/19.

Everything you need for your college plan.

1% Cash Back Credit Card

Get the credit card that pays you back

Kasasa Cash Back® Checking

A checking account that rewards you

Used Car Loans

Get a used car loan designed to fit your budget

Share Secured Credit Card

Build or establish credit while you go to school

Featured rates

1% Cash Back Credit Card

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9.90-16.90%^{% APR}

Kasasa Cash Back

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2.50% cash back

Used Car Loans Up to 72 Months (minimum of $20,000)

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as low as 5.75%^{% APR}

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Savings Accounts

Cards With Rewards

Loans for auto, home, and more

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College planning resources

5 Ways to Pay for Your College Education

July 21, 2023

What Are Financial Goals

January 2, 2023

Pursuing Your Passion

October 19, 2021

Mobile Banking App

Download our app to your preferred device and manage your money on the go.

Mobile Wallet

Connect your HawaiiUSA credit and debit cards to your device for quicker, more secure payments.

Digital Banking Alerts

Sign up for alerts that notify you whenever activity occurs on your HawaiiUSA accounts.

Solutions for Life Goals

Going To College

Plan For Tomorrow

Recovering From Hardship

Taking Out A Loan

Growing A Business

HawaiiUSA Federal Credit Union - Virtual Branch Disclosures

By joining and/or continuing to participate in this virtual session, you acknowledge that you have read, understand and agree to the following:

You will treat HawaiiUSA Federal Credit Union (the “Credit Union”) staff with respect and professionalism throughout the interaction.
Inappropriate, offensive, or abusive behavior (including exposing oneself, engaging in explicit acts, or threatening conduct) is strictly prohibited and may be considered a criminal offense under applicable laws, including potential felony charges and may also serve as grounds to limit your Credit Union services and/or expel you from the Credit Union.
The Credit Union may restrict, limit or revoke your Credit Union services, including your access to Virtual Branch services, and/or expel you from the Credit Union in the event of misconduct or violation of this disclosure or the Credit Union’s Code of Conduct or membership agreement.
This session may be recorded or transcribed for quality assurance, compliance, security and other lawful purposes.
Transcripts and recordings may be reviewed to support training, service improvement, investigation of reported incidents, or for other lawful purposes.
You are responsible for the conduct of any person who joins the session with or on your behalf.
The Credit Union reserves the right to immediately disconnect the video session at any time, without notice.
Not all in-person services are available via the Virtual Branch. Certain services, including, but not limited to cash transactions, wires, notary, and IRA account maintenance may require an in-branch visit.
You understand that technical issues, internet connectivity, or platform disruptions may impact the availability of the Virtual Branch services. The Credit Union does not guarantee uninterrupted access and is not liable for service delays, outages or other issues related to the Virtual Branch session.

Last updated: August 08, 2025

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