Youth Banking

Help your kids and teens build confidence with money — from their first savings moment to their first steps toward independence.

Open a youth savings account and we’ll kick-start it with a $25 bonus. Get started

Help younger kids start saving

Simple savings tools to help children see their money grow.

Support smart spending habits

Kid-friendly debit tools and parent-managed controls for safe learning.

Guide teens toward independence

Checking, savings, and budgeting tools for teens earning their own money.

Prepare for college and beyond

Scholarships and more.

Youth banking solutions

Choose the path that fits

Ages 0–16

For parents teaching early earning, saving, and spending habits.

Youth Savings Accounts — Joint accounts for early savers learning the basics
Greenlight Debit Card — Spend-smart training wheels with parent controls
Youth Add-On Share Certificate — A simple way to teach goal-driven saving

Ages 17+

For teens and young adults beginning real financial independence.

Kasasa Cash Back Checking — If you’re earning a paycheck, why not earn rewards?
Cash Back Credit Card — Start building credit from age 18 with a cosigner, or independently if you have ability to repay
Scholarships and college resources

Get started

Building financial wellness in the community

HawaiiUSA helps keiki gear up for the school year

August 19, 2025

HawaiiUSA and Chaminade expand financial literacy in Hawaii schools

June 27, 2025

Investing in Hawaii’s Future: HawaiiUSA Announces 2025 Scholars

May 22, 2025

Solutions for Life Goals

Going To College

Plan For Tomorrow

Recovering From Hardship

Taking Out A Loan

Growing A Business

HawaiiUSA Federal Credit Union - Virtual Branch Disclosures

By joining and/or continuing to participate in this virtual session, you acknowledge that you have read, understand and agree to the following:

You will treat HawaiiUSA Federal Credit Union (the “Credit Union”) staff with respect and professionalism throughout the interaction.
Inappropriate, offensive, or abusive behavior (including exposing oneself, engaging in explicit acts, or threatening conduct) is strictly prohibited and may be considered a criminal offense under applicable laws, including potential felony charges and may also serve as grounds to limit your Credit Union services and/or expel you from the Credit Union.
The Credit Union may restrict, limit or revoke your Credit Union services, including your access to Virtual Branch services, and/or expel you from the Credit Union in the event of misconduct or violation of this disclosure or the Credit Union’s Code of Conduct or membership agreement.
This session may be recorded or transcribed for quality assurance, compliance, security and other lawful purposes.
Transcripts and recordings may be reviewed to support training, service improvement, investigation of reported incidents, or for other lawful purposes.
You are responsible for the conduct of any person who joins the session with or on your behalf.
The Credit Union reserves the right to immediately disconnect the video session at any time, without notice.
Not all in-person services are available via the Virtual Branch. Certain services, including, but not limited to cash transactions, wires, notary, and IRA account maintenance may require an in-branch visit.
You understand that technical issues, internet connectivity, or platform disruptions may impact the availability of the Virtual Branch services. The Credit Union does not guarantee uninterrupted access and is not liable for service delays, outages or other issues related to the Virtual Branch session.

Last updated: August 08, 2025

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