Youth Banking
Help your kids and teens build confidence with money — from their first savings moment to their first steps toward independence.
Help younger kids start saving
Simple savings tools to help children see their money grow.
Support smart spending habits
Kid-friendly debit tools and parent-managed controls for safe learning.
Guide teens toward independence
Checking, savings, and budgeting tools for teens earning their own money.
Prepare for college and beyond
Scholarships and more.
Youth banking solutions
Choose the path that fits
Ages 0–16
For parents teaching early earning, saving, and spending habits.- Youth Savings Accounts — Joint accounts for early savers learning the basics
- Greenlight Debit Card — Spend-smart training wheels with parent controls
- Youth Add-On Share Certificate — A simple way to teach goal-driven saving
Ages 17+
For teens and young adults beginning real financial independence.- Kasasa Cash Back Checking — If you’re earning a paycheck, why not earn rewards?
- Cash Back Credit Card — At age 18, you can begin building credit either with a cosigner or by qualifying for a credit card yourself if you have enough income to make payments.
- Scholarships and college resources
Get started
Membership - Youth Banking
Start your Youth Banking journey.
Become a HawaiiUSA member and help your child or teen build lifelong money confidence.
Solutions for Life Goals

