
Basic Checking Account
Free and basic personal checking account
No monthly service fee or an account setup fee
No minimum balance
There's no balance requirement after an initial deposit of $20 or more
Free HawaiiUSA FCU Debit Mastercard®
Comes with Zero Liability Protection for fraudulent purchases
Go mobile with your payments
Connect your Debit Mastercard® to your Mobile Wallet for easy, secure transactions
Basic, free checking from HawaiiUSA Federal Credit Union.
You're in control with this checking account
- Manage your checking account, transfer money, and pay bills through Digital Banking and the HawaiiUSA FCU Mobile App
- Use your Debit Card for surcharge-free access to HawaiiUSA and Bank of Hawaii ATMs
- Set up direct deposit of your paychecks with your employer for secure, immediate access to your money
- Enroll in Overdraft Protection
- Access eStatements to monitor your monthly activity
Frequently asked questions
Savings and checking accounts serve different purposes, and each has its advantages. A savings account is designed for long-term savings and those with higher interest rates can help your money grow over time. It's ideal for emergency funds or saving for specific goals. On the other hand, a checking account provides easy access to your funds for daily transactions, bill payments, and ATM withdrawals. With an interest-bearing checking account, you can earn money from the cash you deposit. To effectively manage your finances, it's recommended to have both types of accounts. Keep a sufficient balance in your checking account for everyday expenses and use a savings account to accumulate savings and earn interest.
Checking Resources
Membership restrictions apply