Personal Membership | HI Credit Union Become a Member

No hidden fees

We do all we can to keep fees as low as possible

Cash rewards and discounts

It pays to be a member

Competitive rates

Earn more on your savings and save more on your loans

Digital Banking tools

Manage your money online and via mobile, anytime

A HawaiiUSA Federal Credit Union personal membership can benefit your finances.

How to become a member and take advantage of all the financial opportunities

Membership Eligibility

You may be eligible to join HawaiiUSA if:

You or a member of your family or household is in the field of education as an employee, retiree, student or student's parent in a majority of Hawaii schools, pre-K through 12th grade
You are affiliated with any of our 10,000 Select Employee Groups (SEGs)
Your immediate family member is a HawaiiUSA member

Checklist of things you'll need to become a member

Standard Accounts – 17 ½ years of age and older

One valid form of identification:

State of Hawaii Driver’s License
Out of State Driver’s License
State of Hawaii Identification Card
Out of State Identification Card
Military Identification Card
Military Civilian Identification Card
Resident Alien Identification Card
United States Passport

Note: Temporary Identification and Driver’s Licenses with any Restrictions stated on the card (i.e. Limited Purpose) are NOT acceptable for new account purposes.

Minor Accounts – younger than 17 ½ years of age

Certified copy of Birth Certificate (Not issued by Health Facility)
Minor’s Social Security Number
Parent/Legal Guardian to be joint on the account/share(s) with the minor
Parent/Legal Guardian must provide an acceptable form of identification

Switching from Another Bank or Credit Union

Find everything you need to transfer your accounts to HawaiiUSA from your current financial institution in our Switch Kit.

Frequently asked questions

How do I become a HawaiiUSA member?

You can apply for a membership by opening an account online, or if you are a current member, you can open a secondary savings and checking account! You may be eligible to join HawaiiUSA if:

You or a member of your family or household is in the field of education as an employee, retiree, student or student's parent in a majority of Hawaii schools, pre-K through 12th grade
You are affiliated with any of our 10,000+ Select Employee Groups (SEGs)
Your immediate family member is a HawaiiUSA member

Can my family members join HawaiiUSA too?

Yes! Immediate family of HawaiiUSA members can apply online to open an account. Additional eligibility options are also available.