Kasasa Cash Back® Checking Account
Earn 2.50% cash back*
Every qualifying Debit Card purchase rewards you
A Rewards Checking account without service charges
You won't pay any monthly service charges with Kasasa Cash Back Checking
Online tools at your fingertips
Digital Banking tools such as block/unblock, and more
Easy contactless payments
Link your Debit Card to your Mobile Wallet for fast, safe purchases
A checking account that rewards you in more ways than one.
Take your checking account to a higher level, through HawaiiUSA Federal Credit Union
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Use your Debit Card to accumulate more cash back rewards
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Manage your account through Digital Banking and the HawaiiUSA FCU Mobile App
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Withdraw cash fee-free at all HawaiiUSA and Bank of Hawaii ATMs
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Overdraft Protection helps you avoid possible fees and delays
How to earn rewards
Meet three simple requirements each month to earn rewards and ATM refunds:
Frequently asked questions
Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. See the qualification cycle schedule.
To get rewarded from your HawaiiUSA checking account, you can choose from Kasasa Checking that rewards you with cash back on purchases, or eLife Checking that helps you earn higher interest on your balance.
Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle.
See the qualification cycle schedule. Learn more about Kasasa qualifications and rewards.
Kasasa Cash Back accountholders will qualify for rewards when they meet the following requirements during the qualification cycle:
- Use your Kasasa Debit Mastercard® for 15 or more debit card purchases
- Receive one or more direct deposits, ACH services and/or HawaiiUSA Online Bill Pay through your Kasasa Cash Back Checking account
- Be enrolled in eStatements
See the qualification cycle schedule.
An interest-bearing deposit account, such as savings, checking, or money market account, offers several benefits. It allows your money to grow over time as the account earns interest. This can help you build savings and reach your financial goals faster. Moreover, an interest-bearing account provides a safe place to store your money while still having easy access to it when needed. Some interest-bearing accounts may offer higher interest rates than others, allowing you to maximize your earnings. It's important to consider any fees or restrictions, and choose an account that aligns with your financial needs and goals.
Savings and checking accounts serve different purposes, and each has its advantages. A savings account is designed for long-term savings and those with higher interest rates can help your money grow over time. It's ideal for emergency funds or saving for specific goals. On the other hand, a checking account provides easy access to your funds for daily transactions, bill payments, and ATM withdrawals. With an interest-bearing checking account, you can earn money from the cash you deposit. To effectively manage your finances, it's recommended to have both types of accounts. Keep a sufficient balance in your checking account for everyday expenses and use a savings account to accumulate savings and earn interest.
Checking Resources
See the Kasasa Cash Back® Checking Qualification Cycle
*Up to $10/month. A maximum of $10.00 cash back payments may be earned per Monthly Qualification Cycle. We will reimburse up to $20.00 for nationwide ATM withdrawal fees incurred on your Kasasa Cash Back account during the monthly qualification cycle. Additional terms and conditions apply. Reward Information: When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 2.50% cash back on up to a total of $400.00 on PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Please refer to the current “Schedule of Fees and Charges” for account fees and information. Trademarks: Kasasa and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.
