Emergency Relief Loan
HawaiiUSA stands with our members and community in recovery from Hurricane Lala/Tropical Storm Lala
Real relief for Hawaii families
At HawaiiUSA Federal Credit Union, community care comes first. For those recovering from the aftermath of Hurricane Lala/Tropical Storm Lala, we provide trusted financial relief to help you stay focused on what matters most. Through our Emergency Relief Loan Program, we offer fast, flexible assistance—including emergency financing, existing loan support, and personalized financial guidance—so you can maintain financial stability and confidence during uncertain times, knowing HawaiiUSA Federal Credit Union is here to support you.
Emergency Relief Loan - 4.50% APR fixed for 36 months
Competitive fixed rate:
- 4.50% APR*
Favorable terms:
- Loan amount up to $5,000 for homeowning members, $2,500 for non-homeowning members**
- Terms up to 36 months
- Fixed monthly payment
- No prepayment penalty
Financial support to help you recover, such as:
- Unexpected repair expenses not covered by insurance (or even deductibles)
- Replacement of household items damaged or spoiled from loss of power
- Expenses due to disruption of electricity
- Expenses due to temporary displacement of home for repairs
- And more
(Payment example: A $1,000 loan at 4.50% APR will have a loan payment of $29.75 per month for 36 months)
* APR = annual percentage rate
** Maximum loan amount not to exceed the limit of $2,500 for non-homeowning HawaiiUSA members and/or $5,000 for homeowning HawaiiUSA members. Subject to credit review and HawaiiUSA FCU terms and conditions. Other restrictions may apply. Effective August 18, 2026 through September 30, 2026. Subject to change at any time.
Penalty-free Share Certificate withdrawals
Access your savings without added stress.
- Withdraw from your Share Certificates with no early withdrawal penalties***
- May withdraw up to a maximum of $10,000 per member
*** Term shares related to IRAs may have early distribution penalties or tax implications. Please consult your tax advisor.
Existing HawaiiUSA Loan Support
- Please contact us to see if there are assistance options available for your existing loan
