Lower your monthly electricity costs

Our loans for photovoltaic (PV) systems can give you a financial boost

Rates as low as 8.25% APR* for 60 months

Flexible terms and competitive rates keep your payments affordable

No home equity or appraiser costs

We eliminate these to make our Green Loan even more accessible

Quick and easy processing

Get the funds you need to green-light your home improvement project

Go green and save green with HawaiiUSA Federal Credit Union's Solar Loan.

Competitive rates power your potential savings

  • Finance your photovoltaic (PV) system for up to 15 years
  • No mortgage lien required

Secure Loan Resources


APR = Annual Percentage Rate. Terms available from 60- to 180-months with rates ranging between 8.25% - 10.25%; minimum balance for loan may apply and ranges between $5,000 - $15,000 based on term. All proceeds must be for home improvements to owner occupied principal residence; invoice receipts or contracts may be reviewed to verify proper usage. A $41 filing fee for UCC F/S will be assessed for loans of $25,000 or more for photo voltaic systems. Loans to finance leasing of PV units for the purpose of purchasing electrical rates from leasing company shall be limited to terms of 7 years or less. Payment example: a loan amount of $30,000.00, 15-year term at 10.25%, would have monthly payments about $326.76. Loan must be with tax credits for PV systems. We do business in accordance with the federal Fair Housing Act and the Equal Credit Opportunity Act.