Use your credit card. Earn cash. Guaranteed.

1% Unlimited cash back

No annual fee

Competitive rates


The Life Matters Cash Back Visa Credit Card combines the best of both worlds—a low rate and 1% unlimited cash back on eligible purchases.



Get rewarded

  • 1% cash back on purchases with no rebate tiers or revolving purchase categories1
  • Competitive rates2
  • No annual fees
  • No cash advance fees
  • No balance transfer fees
  • No foreign transaction fees
  • Enhanced security - lock/unlock your card and add travel notes any time of day or night in Digital Banking
  • Convenient online account management tools - view transactions, make payments, get notifications, and more through Digital Banking 
  • Contactless - "tap and go" technology where accepted
  • Works with Apple Pay, Google Pay, and Samsung Pay

Rewards Terms and Conditions


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1 Cash back deposited into primary Share Account on an annual basis.
2 APR = Annual Percentage Rate. Rates are between 8.00% - 16.90%, based on creditworthiness. Subject to HawaiiUSA’s loan terms and conditions. Membership guidelines may apply. Visa is not affiliated in any way with HawaiiUSA Federal Credit Union or this promotion. Visa is a registered trademark of Visa, Inc. in the United States and other countries. Insured by NCUA.

Additional cardholder benefits

  • Travel Accident Insurance
  • 3-D Secure by Visa
  • Credit counseling and financial wellness consultative services

View full VISA Benefits

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Life Matters Cash Back Visa Credit Card - Agreement and Disclosures

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