2% unlimited cash back1

One of the highest cash back credit cards available for everyday purchases

Simple and straightforward cash rewards

Earn cash back on all purchases - no picking categories or guesswork

No foreign transaction fees while traveling internationally

No fee for cash advances and balance transfers, either

Fixed interest rate2

Your competitive fixed APR on balances won't change based on market fluctuations

View full disclosures

Introducing HawaiiUSA Federal Credit Union's ultimate cash back rewards credit card.

Use your card for eligible everyday purchases and earn 2% unlimited cash back automatically. Because this is a flat-rate cash back credit card, you earn the same rewards rate without having to choose categories or keep track of rotating bonus offers.

Our 2% Cash Back Visa® Credit Card lives up to its name

  • Connect to Apple Pay, Samsung Pay, and Google Pay Mobile Wallets for contactless payments
  • Make payments to the card through Digital Banking and the HawaiiUSA mobile app
  • Built-in liability protection protects against fraud
  • Lock and unlock your card with Card Controls
  • $50 annual fee (spending $2,500 per year generates enough cash back to cover the fee)
  • Read the complete Terms and Conditions and Guide to Benefits

Travel like a VIP

Cardholders can take advantage of Visa® Signature Concierge Service for hotel stays, restaurant reservations, and other personalized experiences.

Credit Card Resources

Frequently asked questions

Manage debit and credit card settings in Digital Banking or the Mobile Banking app. You can block or unblock debit or credit card transactions from going through for that card, or create travel notices.

  1. Go to “Manage Accounts” and click “Credit & Debit Card Controls”.
  2. Select your desired card.
  3. To block your card, select the option to block/unblock your card.
  4. To set a travel note, go to the travel notes section and enter your travel information. If you are going to multiple locations, please separate using a comma.
Cash back is a credit card reward that gives you back a portion of what you spend on eligible purchases. The amount you earn is usually calculated as a percentage of each purchase and may vary by spending category, such as groceries, gas, dining, or everyday purchases. 

For example, a 2% cash back reward means you earn $2 for every $100 you spend on qualifying purchases. Depending on your card’s terms, you may be able to redeem your rewards as a statement credit, deposit to an eligible account, or another available option.
2

APR = Annual Percentage Rate. The HawaiiUSA Life Matters Cash Back Visa is also known as the 2% Cash Back Visa. Rate is a fixed 17.99% APR subject to creditworthiness and HawaiiUSA’s loan terms and conditions. Other membership guidelines and restrictions may apply.

Visa is not affiliated in any way with HawaiiUSA Federal Credit Union or this promotion. Visa is a registered trademark of Visa, Inc. in the United States and other countries. Apple Pay, Samsung Pay, and Google Pay are registered trademarks of Apple Inc., Samsung Electronics Co., Ltd., and Google Inc., respectively.

 

1

Cash back deposited into primary Share Account on an annual basis.