Mortgage Loan Officers
Meet the team that will help you find the right mortgage at the right rate.
Trust HawaiiUSA Federal Credit Union's Mortgage Loan Officers with your next big step
-
NMLS#1020715
-
Email
-
Phone Number
-
Get started with Ashley
-
NMLS#1525165
-
Email
-
Phone Number
-
Get started with Jordan
-
NMLS#2455296
-
Email
-
Phone Number
-
Get started with Casey
NMLS Listing | HawaiiUSA Federal Credit Union
The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act) requires each employee of HawaiiUSA Federal Credit Union who acts as a residential mortgage loan originator to register with the Nationwide Mortgage Licensing System (NMLS), obtain a unique identifier number, and maintain this registration. The rules require us to ensure consumers have access to our mortgage loan originators’ unique identifier numbers to enable consumers to access the NMLS registry information to obtain publicly available information on a mortgage loan originator (such as employment history, state licensing, and enforcement actions) before committing to a mortgage loan transaction. Click the following link to access HawaiiUSA’s listing of NMLS Registered Loan Originators with NMLS ID numbers which you may use to obtain loan originator information through the NMLS Consumer Access website. View list.
Frequently asked questions
First-time buyers in Hawaii have several mortgage options. Here are a few to consider:
- Conventional Loan: A conventional loan can be a good option if you have a strong credit history and can afford a higher down payment. It offers various terms and may have more flexible guidelines for condos or higher-priced properties.
- First-Time Homebuyer Programs: HawaiiUSA has a specific program for first-time buyers, offering low down payment, favorable rates, reduced closing costs, and other benefits. Certain eligibility requirements apply.
How do I take advantage of the First Time HomeBuyer rate discounts from education?
- Present a certificate of completion for an approved homeownership education training course.
- Set up direct deposit with HawaiiUSA
- Set up automatic mortgage payments with HawaiiUSA
When you apply for a mortgage loan, a Mortgage Credit Certificate (MCC) reduces the amount of federal income tax that you need to pay, giving you more available income to qualify and potentially reduce your monthly loan payments.
