HawaiiUSA's Debit Cards help you do more

Convenient and secure, our Debit Mastercard® options allow you to access your funds quickly while providing enhanced levels of security and various additional benefits.

  • Meet the cash back card that’s not about spending all your cash. With Kasasa Cash Back Checking, get rewards without the interest payments or service charges.
  • Use worldwide wherever Mastercard® is accepted
  • Includes special offers and discounts at participating merchants
  • Surcharge-free ATM access at HawaiiUSA and 400+ Bank of Hawaii ATMs statewide 
  • ATM withdrawal limit of $500 per day, per account. ATM withdrawals are limited to $300 per transaction and must be made in increments of $20.
  • $5,000 daily spending limit per day, per account2
  • Includes Fraud Monitoring Services on purchases and ATM transactions
  • Mastercard® Zero Liability Protection3
  • Mastercard® Global Service
  • Extended Warranty
  • Price Protection
  • Satisfaction Guarantee
  • Read more in the Mastercard® Guide to Benefits, Commercial Guide to Benefits
  • With every purchase you make using your HawaiiUSA Debit Mastercard®, your reward opportunities build up immediately and constantly. You'll be thrilled at the possibilities of our debit rewards program1
  • No enrollment fee, usage fee or annual fee
  • Earn points by purchasing from hundreds of participating online and local retailers
  • Redeem points for brand merchandise, travel, event tickets, gift cards and more
  • Offers enhanced online security at no additional cost
  • Use a private code when you shop online and protect your purchases 
  • Register your private code

Help keep your account secure by signing up for Debit Alerts. You can set custom alerts for transaction types and dollar amounts for:

  • Purchases over a selected amount
  • International Purchases
  • Online Purchases
  • Declined Purchases

Get started today: alert.smsservicesnow.com/Landing/HawaiiUSA

Apple Pay, Android Pay, and Samsung Pay are available now! Learn more here


1 Debit Rewards are not available on eLife or Kasasa Checking accounts. Certain restrictions may apply.
2 Applies to Standard, eLife, Kasasa, and Business Tier 1. Limits for tiers 2, 3, and 4 are $2,000, $1,000, and $500, respectively.
3 Conditions and exceptions apply.

Mastercard is a Registered Trademark of Mastercard International Incorporated