HawaiiUSA's Debit Cards help you do more

Convenient and secure, our Debit Mastercard® options allow you to access your funds quickly while providing enhanced levels of security and various additional benefits.

  • Meet the cash back card that’s not about spending all your cash. With Kasasa Cash Back Checking, get rewards without the interest payments or service charges.
  • Use worldwide wherever Mastercard® is accepted
  • Includes special offers and discounts at participating merchants
  • Surcharge-free ATM access at HawaiiUSA and 400+ Bank of Hawaii ATMs statewide 
  • ATM withdrawal limit of $500 per day, per account. ATM withdrawals are limited to $300 per transaction and must be made in increments of $20.
  • $5,000 daily spending limit per day, per account2
  • Includes Fraud Monitoring Services on purchases and ATM transactions
  • Mastercard® Zero Liability Protection3
  • Mastercard® Global Service
  • Extended Warranty
  • Price Protection
  • Satisfaction Guarantee
  • Read more in the Mastercard® Guide to Benefits, Commercial Guide to Benefits
  • With every purchase you make using your HawaiiUSA Debit Mastercard®, your reward opportunities build up immediately and constantly. You'll be thrilled at the possibilities of our debit rewards program1
  • No enrollment fee, usage fee or annual fee
  • Earn points by purchasing from hundreds of participating online and local retailers
  • Redeem points for brand merchandise, travel, event tickets, gift cards and more
  • Offers enhanced online security at no additional cost
  • Use a private code when you shop online and protect your purchases 
  • Register your private code

Help keep your account secure by signing up for Real Time Debit Alerts. Get started today: alert.smsservicesnow.com/Landing/HawaiiUSA

Note: Real Time debit alerts are for transactions above $20 only

You can set custom alerts for transaction types and dollar amounts for:

  • Purchases over a selected amount
  • International Purchases
  • Online Purchases
  • Declined Purchases

To setup additional debit alerts, please log in to your account through Online or Mobile Banking, go to your Settings, click “Notifications,” and turn on the “Debit Card Purchase Alert.

NOTE: To receive Debit Card Purchase Alerts for all debit card transactions, you will need to enter the minimum amount as $0.00. This alert does not send in real time and you will receive it once the transaction is posted to your account.


Apple Pay, Android Pay, and Samsung Pay are available now! Learn more here


1 Debit Rewards are not available on eLife or Kasasa Checking accounts. Certain restrictions may apply.
2 Applies to Standard, eLife, Kasasa, and Business Tier 1. Limits for tiers 2, 3, and 4 are $2,000, $1,000, and $500, respectively.
3 Conditions and exceptions apply.

Mastercard is a Registered Trademark of Mastercard International Incorporated