Protection for your pets. Peace of mind for your budget.

Pets are part of your family. Pet Insurance through HawaiiUSA Federal Credit Union helps make unexpected veterinary costs more manageable, so you can focus on your pet’s care—not the bill. HawaiiUSA FCU is proud to partner with Prudent Pet to help our members care for their beloved pets with simple, affordable pet insurance.

Coverage designed to fit your life

Dogs & cats covered

Coverage options for dogs and cats at many life stages.

Any licensed veterinarian

Visit any licensed vet, including emergency and specialty clinics.

Simple & flexible options

Choose plan options that fit your budget, with easy claims and reimbursement.

Built for your family

Coverage that supports your overall financial well-being.

How pet insurance works

Getting coverage is simple:
  1. Choose a plan that fits your pet and budget
  2. Visit any licensed veterinarian when care is needed
  3. Pay the vet at the time of service
  4. Submit a claim for eligible services
  5. Receive reimbursement based on your plan’s coverage
It’s straightforward, flexible, and designed to work when you need it most.

Why choose pet insurance through HawaiiUSA?

HawaiiUSA Federal Credit Union is committed to helping members build financial well‑being at every stage of life—including caring for their pets. When you choose pet insurance through HawaiiUSA, you benefit from:
  • Simple online quoting and enrollment
  • Coverage that complements your overall financial plan
  • Peace of mind knowing your credit union puts members first
It’s another way HawaiiUSA supports your financial confidence.

Frequently asked questions

Yes. Most pet insurance plans allow you to visit any licensed veterinarian, including emergency and specialty clinics.
Pet insurance can help reduce out‑of‑pocket costs for unexpected veterinary care, making it easier to say yes to recommended treatment.
Enrolling your pet earlier can help maximize coverage, as pre‑existing conditions are typically excluded.
Veterinary care has advanced significantly, offering better outcomes and longer, healthier lives for pets. Those advances can come with higher costs. Pet insurance helps ease the financial impact of unexpected veterinary expenses, including:
  • Accidents and injuries
  • Illnesses and infections
  • Emergency and specialty care
  • Diagnostic tests and imaging
  • Surgeries and hospital stays
With coverage in place, you can make care decisions with confidence—without financial stress.

Ready to Get Started?

Protect your pet and your budget with coverage you can count on.

Pet insurance is offered through a third‑party provider and is not a deposit, not insured by NCUA, and not guaranteed by HawaiiUSA Federal Credit Union. Terms, conditions, exclusions, and limitations apply.