Savings & Certificates When you need smart options for saving more money and growing your account, see how HawaiiUSA's Savings & Certificates can deliver. We can assist with a savings strategy that meets short- and long-term goals. To get started, visit us at any of our locations today. Branch/ATM Locations Branch/ATM Locations Home > Bank > Personal > Savings & Certificates Print A A A Navigate Pages within this Section Pages within PersonalOnline BankingMobile BankingCardsCheckingSavings & CertificatesMember ProtectionServices Savings Our personal savings accounts are structured with competitive rates and plenty of convenient features. Learn More Certificates When you want to grow short-term savings at a higher rate, Certificates offer an easy solution. Learn More Health Savings Accounts Plan for future medical expenses for yourself, your spouse and your dependents with this interest-bearing account. Learn More IRAs Creating a roadmap toward retirement can begin with HawaiiUSA's Traditional and Roth IRAs. Learn More Youth Savings Accounts Young children and students learn the value of using money wisely through two age-appropriate savings accounts. Learn More Regulation D What is Regulation D and what does it mean for you? Learn More Personal Online Banking TextMe Banking Get a pulse on your money Mobile Banking Mobile Deposit Download Our App Cards Credit Cards Debit Cards ATM Cards Mobile Wallet Checking eLife Checking Super Draft Share Draft MyChance Checking Debit Rewards Overdraft Protection eLife Checking Savings & Certificates Savings Certificates Health Savings Accounts IRAs Youth Savings Accounts Regulation D Member Protection ID Theft Protection Major Mechanical Protection Guaranteed Asset Protection Accidental Death & Dismemberment Credit Protection Plan Pet Insurance Farmers Insurance Hawaii Services Direct Deposit Telephone Banking TurboTax® Savings Branch Services Business Business Checking Business Share Draft Business Share Draft (Non-Profits) Business Savings & Certificates Business Prime Share Business Super Share Money Market Accounts Share & Income Certificates Jumbo Share Certificates Business Cards Business Debit MasterCard® Business Protection Business Services