• Savings

    Our personal savings accounts are structured with competitive rates and plenty of convenient features.

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  • Certificates


    When you want to grow short-term savings at a higher rate, Certificates offer an easy solution.

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  • Health Savings Accounts

    Plan for future medical expenses for yourself, your spouse and your dependents with this interest-bearing account.

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    Health Savings Accounts
  • IRA CDs

    IRA CDs

    Creating a roadmap toward retirement can begin with HawaiiUSA's Traditional and Roth IRAs.

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  • Youth Savings Accounts

    Young children and students learn the value of using money wisely through two age-appropriate savings accounts.

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    Youth Savings Accounts


Your money is protected at HawaiiUSA through the NCUA Share Insurance Fund. This protects deposits kept in share certificates, savings balances, money market accounts, and IRA accounts as well as business accounts and trust accounts. The amount of insurance varies based on the account type, the ownership type, and the number of beneficiaries. Use the NCUA insurance estimator tool to see how much coverage you qualify for.