Savings & Certificates Branch/ATM Locations Branch/ATM Locations Home Bank Personal Savings & Certificates Pages within Personal Online BankingMobile BankingCardsCheckingSavings & CertificatesMember ProtectionServices When you need smart options for saving more money and growing your account, see how HawaiiUSA's Savings & Certificates can deliver. Print A A A We can assist with a savings strategy that meets short- and long-term goals. To get started, visit us at any of our locations today. Savings Our personal savings accounts are structured with competitive rates and plenty of convenient features. Learn More Certificates When you want to grow short-term savings at a higher rate, Certificates offer an easy solution. Learn More Health Savings Accounts Plan for future medical expenses for yourself, your spouse and your dependents with this interest-bearing account. Learn More IRAs Creating a roadmap toward retirement can begin with HawaiiUSA's Traditional and Roth IRAs. Learn More Youth Savings Accounts Young children and students learn the value of using money wisely through two age-appropriate savings accounts. Learn More