Use this calculator to find out if a home equity loan or line of credit works better for you.

You have two options from HawaiiUSA Federal Credit Union

Both a home equity loan and a HELOC allow eligible homeowners to borrow against available equity in their home. However, the way you receive funds, make payments, and manage interest costs can be different. Take a closer look at estimated interest rates, monthly payments, repayment terms, and total borrowing costs to help determine whether a home equity loan or HELOC may be the better option for you.

 

 

All calculators and tools are supplied as a courtesy only. HawaiiUSA Federal Credit Union is not responsible for the accuracy or completeness of information that you provide or information generated by the calculators. Please check your records carefully before inputting your information into the calculators or tools. All projected rates and results are estimates, are examples only, and are necessarily hypothetical in nature. No results are guaranteed. The output of the tools and calculators may vary with each use and over time. Please remember that the calculators and tools are not intended to replace the advice of qualified professionals, and you should consult with a qualified professional of your choice whenever specific advice is necessary or appropriate.