Business Share Certificates
Open your account online
Boost your savings significantly
Business Share Certificates provide a high-yield, interest-bearing saving account for your business funds
Set it and forget it
Lock in your interest rate and safely earn dividends as your Certificate matures
Track growth in Digital Banking
You have anytime access to watch your savings increase
Choose your term
Save for a few months or a few years, depending on your goals
Invest your funds for secure growth through a HawaiiUSA Federal Credit Union Business Share Certificate.
Build up reserves for your business
Business Certificate Rates
| Business Certificate | Minimum Balance to Earn APY (Annual Percentage Yield) | APY |
|---|---|---|
| 89-Day | $5,000.00 | 4.25% |
| 6-Month (182 days) | $500.00 | 3.90% |
| 8-Month (243 days) | $10,000.00 | 3.75% |
| 1-Year (365 days) | $500.00 | 1.75% |
| 18-Month (547 days) | $500.00 | 1.50% |
| 18-Month Income (547 days) | $25,000.00 | 1.50% |
| 2-Year (730 days) | $2,500.00 | 1.50% |
| 3-Year (1,095 days) | $500.00 | 1.25% |
| 5-Year (1,825 days) | $500.00 | 1.00% |
A penalty may be imposed for early withdrawal.
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You have the option to withdraw money at term's end or reinvest in the Share Certificate with automatic renewal
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Dividends can be paid into your Savings, Checking, or back into the Certificate account
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Track your money's growth through Digital Banking and the HawaiiUSA Mobile App
Jumbo Certificate Rates
| Certificate | Minimum Balance to Earn APY (Annual Percentage Yield) | APY |
|---|---|---|
| 6-Month (182 days) | $100,000.00 | 4.00% |
| 1-Year (365 days) | $100,000.00 | 3.85% |
A penalty may be imposed for early withdrawal.
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You have the option to withdraw money at term's end or reinvest in the Share Certificate with automatic renewal
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Dividends can be paid into your Savings, Checking, or back into the Certificate account
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Track your money's growth through Digital Banking and the Hawa
Put your idle cash to work
A Business Share Certificate maximizes your savings.
Savings rates and terms effective as of December 1, 2020. The dividend Rate and Annual Percentage Yield (APY) may change at any time and without notice, as determined by the credit union Board of Directors. Additional non-interest earning deposit products available. Fees may be charged on an early withdrawal in Share Certificates. These fees could reduce the earnings on the account. Please contact the Credit Union for more information.
1Dividend paid at maturity
2Dividend paid quarterly
3Dividend paid monthly
