Experience the HawaiiUSA difference
Your financial wellbeing matters to us. Once you join, you are both an owner and a customer. Looking out for our members’ best interests is more than a tagline. It’s the way we do business.
• No hidden fees
• Cash rewards and discounts
• Attractive rates
• Digital banking tools
• Member protection, privacy and security
• HawaiiUSA offers
Membership is simple and free
Start enjoying member benefits today.
How to become a member
You may be eligible to join HawaiiUSA if:
- You or a member of your family or household is in the field of education as an employee, retiree, student or student's parent in a majority of Hawaii schools, pre-K through 12th grade
- You are affiliated with any of our 10,000 Select Employee Groups (SEGs)
- Your immediate family member is a HawaiiUSA member
Standard Accounts – 17 ½ years of age and older
One valid form of identification:
- State of Hawaii Driver’s License
- Out of State Driver’s License
- State of Hawaii Identification Card
- Out of State Identification Card
- Military Identification Card
- Military Civilian Identification Card
- Resident Alien Identification Card
- United States Passport
Note: Temporary Identification and Driver’s Licences with any Restrictions stated on the card (i.e. Limited Purpose) are NOT acceptable for new account purposes.
Minor Accounts – younger than 17 ½ years of age
- Certified copy of Birth Certificate (Not issued by Health Facility)
- Minor’s Social Security Number
- Parent/Legal Guardian to be joint on the account/share(s) with the minor
- Parent/Legal Guardian must provide an acceptable form of identification
Everything you'll need to transfer your accounts to HawaiiUSA from your current financial institution is available in a quick download.
Learn more
See what our members are saying
Set a financial foundation
"HawaiiUSA helped our family a lot. When I go in there, it feels like family."
DAWN AKIONA
Educational Assistant
Help me pursue my passion
"Opening that bank account was that first step into independence and being on my own in college."
KELVIN NAITO
Medical Student
Meet HawaiiUSA
HawaiiUSA Federal Credit Union is a not-for-profit, federally insured financial cooperative, owned and operated by their members. As the largest credit union in Hawaii by membership, HawaiiUSA serves over 134,700 members on the four major islands. The Credit Union helps families seeking to buy their first home, parents trying to fund their children’s education, community groups looking for active and involved partnerships, and new and established businesses looking to make their mark in Hawaii.