What is Unclaimed Property?

  • When an account has no owner-generated activity for five years, Hawaii law requires financial institutions to transfer the funds to the State of Hawaii as unclaimed property.
  • This process helps protect account owners, but it also means you’ll need to go through the State to recover your funds if no action is taken.

Why did I receive a notice?

You received a notice because your account has not had recent owner-generated activity and may be reported as unclaimed property this year.

To prevent this, you simply need to complete an activity—such as logging in to Digital Banking—by October 16, 2026.


How do I keep my account active?

It’s quick and easy:

Step 1: Enroll in Digital Banking (if you’re not already enrolled)

Step 2: Log in to Digital Banking by October 16, 2026

Step 3: Keep your account in good standing through December 31, 2026

  • Logging in counts as activity
  • Most people complete this in just a few minutes

Getting started with Digital Banking

What you’ll need:

Your 4–6 digit member number 

Need help? How to find your member number

How to enroll:

1. Start here or download the app

   

2. Follow the registration steps

3. Log in once completed

Need assistance? See the steps


Already enrolled?

Simply log in to complete your activity requirement.

What happens if no action is taken?

If no action is taken by October 16, your account funds may be transferred to the State of Hawaii as unclaimed property.

Also, the Credit Union will charge a non-refundable handling fee if no action is taken by the deadline.

To recover your funds, you’ll need to:

  • File a claim with the State
  • Provide documentation to verify ownership

Taking a few minutes now can help you avoid this process.


Frequently asked questions

Most members can enroll and log in in just a few minutes.
Either of these is considered account activity and will prevent your account from being reported as unclaimed property.
  • No delinquent loans
  • No overdrawn accounts
  • At least $5 in your Prime Share account 

Need help?

We’re here to make this easy.

Call: (808) 534.4300
Toll-free: (800) 379.1300