About HawaiiUSA

We believe there is a better way to bank. A more effective, less invasive way where members are valued and deserve the support and services needed to improve financial wellness. It’s what we’re passionate about, and we make it our mission to make financial dreams come true. We're excited to help everyone to choose wisely because Life matters.

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Our beginning

HawaiiUSA first opened on November 6, 1936 Oahu Teachers No. 3 Federal Credit Union, a not-for-profit federally insured financial cooperative owned and operated by its members servicing elementary school teachers in the Honolulu District and all teachers from every grade level in rural Oahu.

Becoming the biggest

Our Credit Union ended its first year of operation with 138 members and assets of $4,499. We have since grown into the largest credit union in Hawaii by asset size of more than $1.7 billion, and we are also the largest credit union by membership with more than 127,000 members being served through 14 branch locations on the islands of Oahu, Maui, and the Big Island.

Who we serve

HawaiiUSA membership includes individuals—and their family members— in the field of education including employees, retirees, students and their parents of a majority of schools on Oahu, Maui, and the Big Island, as well as a large number of companies and associational groups.

Life matters

Delivering the experiences our members deserve starts with our Life matters commitment—it’s our driving promise that what matters to you, matters to us. Like the sunrise in our logo, Life matters symbolizes and speaks to the hope and optimism that comes from achieving financial wellness.

Where does the name “HawaiiUSA” come from?

Although initially chartered as Oahu Teachers No. 3 Federal Credit Union, our name was changed to Oahu Educational Employees Federal Credit Union in 1971 to reflect our growing membership. Then on July 1, 2000, our name changed once more to HawaiiUSA Federal Credit Union to accurately reflect our current field of membership, while laying the foundation to provide exemplary service to our members statewide and possibly nationwide.