Home Equity Line of Credit- Hawaii USA Federal Credit Union

Home Equity Line of Credit

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Personal Savings

Savings Rates

Effective 05/01/2013

Share Savings$5 minimum balance0.10%
Secondary Shares$25 minimum balance0.10%
Safari Club$25 minimum balance0.10%
Jump Start$25 minimum balance0.10%
Super Share Account$10,000 - $35,000 balance0.15%
Super Share AccountOver $35,0000.20%
Super Draft Checking$1,000 average monthly balance0.05%
eLife CheckingBase Rate (qualifications not met)0.01%
eLife Checking$0 - $10,000 0.85%
eLife CheckingOver $10,0000.10%
Christmas Shares$5,000 maximum balance. Deposits made through auto or payroll deduction.0.40%
Premium Money Market Account<$50,0000.10%
Premium Money Market Account$50,000 - $74,9990.20%
Premium Money Market Account$75,000 - $99,9990.25%
Premium Money Market AccountOver $100,0000.30%
Health Savings Account*$0-$1,0000.55%
Health Savings Account*$1,000.01-$2,0000.65%
Health Savings Account*$2,000.01-$5,0000.75%
Health Savings Account*$5,000.01-$10,0000.85%
Health Savings Account*Over $10,0001.05%
Share Certificates$500 minimum balance6 month term (dividends at maturity)0.20%
Share Certificates$500 minimum balance1-Year term (quarterly dividends)0.35%
Share Certificates$500 minimum balance18-Month term (quarterly dividends)0.35%
Share Certificates$500 minimum balance3-Year term (quarterly dividends)0.45%
Share Certificates$500 minimum balance5-Year term (quarterly dividends)0.45%
Income Share Certificate$25,000 minimum balance18 month dividend paid monthly0.40%
Member Advantage Share Certificate$2,500 minimum balance24 month term dividend paid quarterly0.50%
Roth IRA or IRA Share$100 minimum balance0.10%
Jumbo Certificates$100,000 minimum balance60-89 Days: dividend paid at maturity0.15%
Jumbo Certificates$100,000 minimum balance6-Month (182 days): dividend paid at maturity0.25%
Jumbo Certificates$100,000 minimum balance1-Year (365 days): dividend paid quarterly0.40%

Rates based on Annual Percentage Yield (APY). Other deposit products available. Savings rates and terms effective May 1, 2013. Subject to change without notice. Substantial penalty for early withdrawal of Share Certificates, Christmas Shares. Fees could reduce the earnings on the account. Contact Credit Union for fees and rates that apply on savings accounts.

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HawaiiUSA FCU For more information, call HawaiiUSA FCU at (808) 534.4300 or toll-free (800) 379.1300, click or visit one of our branches.
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