Student Choice Loan- Hawaii USA Federal Credit Union

Student Choice Loan

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At HawaiiUSA FCU, we’re committed to providing you with some of the lowest interest rates available on loans that will help you make the most of your life. Turn to us when you need to financing for your next home or auto, or when you’re looking for a personal line of credit.

Featured Products

Product Description Rate
Personal Loan

60 Months

as low as 4.50% APR*

 

*Rates based on Annual Percentage Rate (APR). Other loan products available. Certain conditions apply on loans. Rates for Personal and Automobile Loans determined on applicant(s) credit history. No refinancing of existing HawaiiUSA FCU consumer loans. New loans only. All loans except 1st & 2nd Mortgages, Lines of Credit, Variable Rate loans and credit cards are eligible for a .25% discount with automatic transfer from either share draft, share account with ACH payroll deposit or payroll deduction. Additional rewards discounts available. Rate will increase if automatic transfer or payroll deduction is discontinued. Loan rates and terms as of August 1, 2012. Subject to change without notice. Motorcycle Loan: Will finance MSRP or amount after downpayment whichever is lower.  Amount financed is percentage plus tax and license. Require minimum of 20% cash down on all applications. Will consider $3000 in cancelables, service contract and GAP. Used bikes 5 model years back or 75,000 miles maximum. Maximum term for Tiers 4 & 5 is 60 months (both new and used). Must have proof of license before financing. Must  have proof of insurance before finance.

We do business in accordance with the federal Fair Housing Act and the Equal Credit Opportunity Act.

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HawaiiUSA FCU For more information, call HawaiiUSA FCU at (808) 534.4300 or toll-free (800) 379.1300, click or visit one of our branches.
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