Review Your Credit Report Annually
Consumers have free access to their own credit reports once a year. Reviewing your credit report is important to you to make sure your information is accurate, complete and up-to-date before you apply for a loan. It will help guard against identity theft to monitor if any thieves have attempted to take over your accounts. Three nationwide consumer reporting companies, Equifax, Experian and Trans Union, have set up one central website to order your free annual report at www.annualcreditreport.com.
You may also request your credit report by calling toll-free at (877) 322.8228. Please be aware that www.annualcreditreport.com is the only authorized source for your free annual credit report. This site and the three nationwide companies will not call you or send you an email asking for your personal information. If you get an email or see a pop-up ad claiming it's from www.annualcreditreport.com or any of the three companies, do not reply or click on any link in the message - it's probably a SCAM! Forward any suspicious email to the Federal Trade Commission's (FTC) database of deceptive spam at firstname.lastname@example.org