July 12, 2024

"I would not be where I am today financially without the help and support of HawaiiUSA." See how Crystal, a public school teacher, realized her dream of becoming a homeowner in Hawaii.


Crystal Doi, a teacher at Kapunahala Elementary School and single mom, could not qualify for a mortgage on Oahu. She was overwhelmed with debt and didn’t know where to begin to build a secure financial future for her son.

As a member of HawaiiUSA since 2005, she had benefited from the Professional Support Stipend and felt she could trust HawaiiUSA to steer her in the right direction. “You can walk in and they know your name, they talk to you like they've known you for years. So banking is actually really easy.”

With the help of her parents and HawaiiUSA, she was able to eventually eliminate her debt and qualify for a mortgage. “I learned so much because of it, with the counseling, understanding what goes into buying a first home, all the responsibilities of taking care of a first home, all of these things I wouldn't have learned without going through this process.”

Do you share Crystal’s dream of buying a home? Start here.


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