Student Choice Loan- Hawaii USA Federal Credit Union

Student Choice Loan

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Savings Comparison

Prime Share Secondary Share Super Share Premium Money Market Account Christmas Club Account
Earns dividends Yes Yes Yes Yes Yes
Tiered dividend rates No No Yes Yes No
Minimum opening balance $5 $25 $10,000 $50,000 None
Average daily balance required $5 $25 None $50,000 None
Maximum balance Unlimited Unlimited Unlimited Unlimited $5,000
Setup fee None None None None None
Access
  • Free Online Banking
  • Free eStatements and paper statements
  • Free Telephone Banking
  • Free Gold Debit MasterCard®1
  • Free access at Bank of Hawaii ATMs
  • Automatic Transfers and Payments
  • Direct Deposit
  • Shared Branching access
  • Free Online Banking
  • Free eStatements and paper statements
  • Free Telephone Banking
  • Automatic Transfers and Payments
  • Direct Deposit
  • Free Online Banking
  • Free eStatements and paper statements
  • Free Telephone Banking
  • Automatic Transfers and Payments
  • Direct Deposit
  • Free Online Banking
  • Free eStatements and paper statements
  • Free Telephone Banking
  • Automatic Transfers and Payments
  • Direct Deposit
  • Free Online Banking
  • Free eStatements and paper statements
  • Free Telephone Banking
  • Automatic Transfers and Payments
  • Direct Deposit
Great value
  • Free American Express Travelers Cheques
  • Free Cashier’s Check (one per day)
  • Free Notary service (first 2 signatures)
  Check writing privileges – up to three per Statement Cycle

1 $12 annual fee waived until further notice.


HawaiiUSA FCU For more information, call HawaiiUSA FCU at (808) 534.4300 or toll-free (800) 379.1300, click or visit one of our branches.
Member Cellular Discounts with Sprint