Home Equity Line of Credit- Hawaii USA Federal Credit Union

Home Equity Line of Credit

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eLife Checking: Qualifications

Download 2014 Version | Download 2015 Version

 

Qualification Cycle Table – 2015

Qualification Cycle Start End Statement Cycle
1 Dec 31, 2014 Jan 30, 2015 Jan 1 - 31, 2015
2 Jan 31 Feb 27 Feb 1 - 28
3 Feb 28 Mar 30 Mar 1 - 31
4 Mar 31 Apr 29 Apr 1 - 30
5 Apr 30 May 30 May 1 - 31
6 May 31 Jun 29 Jun 1 - 30
7 Jun 30 Jul 30 Jul 1 - 31
8 Jul 31 Aug 30 Aug 1 - 31
9 Aug 31 Sep 29 Sep 1 - 30
10 Sep 30 Oct 30 Oct 1 - 31
11 Oct 31 Nov 29 Nov 1 - 30
12 Nov 30 Dec 30 Dec 1 - 31


Qualifications

Reward yourself with Premium Rates and nationwide ATM fee reimbursements of up to $20 at the end of the month just by meeting three (3) easy requirements within each qualification cycle1:

  1. Make 10 or more debit card purchases2
    • Includes point-of-sale (POS) purchases.
    • Excludes ATM transactions or transactions that go through the ATM network, per merchants’ discretion.
    • Please note that debit card purchases may not post to your eLife Checking account immediately. We advise that you make debit card purchases 5-7 days prior to the end of the qualification cycle and/or make more than 10 debit card purchases.
  2. Enroll and receive eStatements
    • Signing up for an eLife Checking account does not automatically enroll you in eStatements. eStatements is a self-enrollment process through HawaiiUSA Online Banking. You will need an active email address to begin. Should you have any questions regarding the enrollment process for Online Banking or eStatements, our member service representatives will gladly assist you.
  3. Receive one direct deposit, ACH transaction, or HawaiiUSA Online Bill Pay payment
    • A direct deposit, ACH transaction or HawaiiUSA Online Bill Pay payment must post in your eLife Checking account within the qualification cycle. Since HawaiiUSA has no control over when and how merchants process their transactions you can:
      • Set up more than one deposit or withdrawal that can post within the qualification cycle, or
      • If it is possible, change the date of the merchant’s billing cycle so that it posts within the qualification cycle.
    • Transfers between HawaiiUSA accounts do not qualify.


  1. The qualification cycle is a period beginning one business day prior to the start of the current statement cycle (first calendar day of each month) through one business day prior to the close of the current statement cycle (last calendar day of each month).

  2. Debit card purchases must be considered "settled" to be counted within each qualification cycle. A settled transaction is one that has been posted to the account.

Contact Us

Oahu: (808) 534.4300
Toll-Free: (800) 379.1300
contactus@hawaiiusafcu.com


HawaiiUSA FCU For more information, call HawaiiUSA FCU at (808) 534.4300 or toll-free (800) 379.1300, click or visit one of our branches.
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