Student Choice Loan- Hawaii USA Federal Credit Union

Student Choice Loan

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Checking Comparison

eLife Checking Share Draft Super Draft
Ideal for you if You are a person on-the-go who enjoys rewarding yourself with a checking account that pays you back and the convenience of accessing your accounts electronically You want a simple checking account for your every needs You want to earn higher dividends while maintaining quick and easy access to your money
Free HawaiiUSA Debit MasterCard® (Enhanced)1 Yes Yes Yes
Free Online Banking Yes Yes Yes
Free Bill Pay Yes Yes Yes
Optional Overdraft Protection Yes Yes Yes
Check discounts Yes Yes Yes
Earns dividends Yes No Yes
Tiered dividend rates Yes No No
Minimum opening balance $20 $20 $1,000
Average daily balance required None None None
Maximum balance Unlimited Unlimited Unlimited
Setup fee None None None
Access
  • Free Online Banking and Bill Pay
  • Free eStatements and paper statements
  • Free Telephone Banking
  • Free HawaiiUSA Debit MasterCard® (Enhanced)1
  • Free access at Bank of Hawaii ATMs
  • Automatic Transfers and Payments
  • Direct Deposit
  • Shared Branching access
  • Free Online Banking and Bill Pay
  • Free eStatements and paper statements
  • Free Telephone Banking
  • Free HawaiiUSA Debit MasterCard® (Enhanced)1
  • Free access at Bank of Hawaii ATMs
  • Automatic Transfers and Payments
  • Direct Deposit
  • Shared Branching access
  • Free Online Banking and Bill Pay
  • Free eStatements and paper statements
  • Free Telephone Banking
  • Free HawaiiUSA Debit MasterCard® (Enhanced)1
  • Free access at Bank of Hawaii ATMs
  • Automatic Transfers and Payments
  • Direct Deposit
  • Shared Branching access
Great value
  • Unlimited check writing and electronic debits
  • Free HawaiiUSA custom checks with net payroll deposit
  • Designer checks available for nominal fee
  • Overdraft Protection from shares or Overdraft Line of Credit to qualified members
  • Courtesy Pay
  • Unlimited check writing and electronic debits
  • Free HawaiiUSA custom checks with net payroll deposit
  • Designer checks available for nominal fee
  • Overdraft Protection from shares or Overdraft Line of Credit to qualified members
  • Courtesy Pay
  • Unlimited check writing and electronic debits
  • Free HawaiiUSA custom checks with net payroll deposit
  • Designer checks available for nominal fee
  • Overdraft Protection from shares or Overdraft Line of Credit to qualified members
  • Courtesy Pay

1 $12 annual fee waived until further notice.


HawaiiUSA FCU For more information, call HawaiiUSA FCU at (808) 534.4300 or toll-free (800) 379.1300, click or visit one of our branches.
Member Cellular Discounts with Sprint