Long Term Care
If you intend to rely on your retirement assets or health insurance, you should be aware that most are not adequate to fund long term care. How will you be able to pay for your care and your retirement lifestyle needs?
Long term care insurance can help, should you need long term care services, whether it be in your home, assisted living facility or nursing home.
- Reimbursement – Reimburses Insured person for actual expenses incurred.
- Indemnity - Daily Benefit is paid to Insured Person regardless of actual expenses incurred.
- Cash Benefit Account – Cash Benefit Account is paid out in cash based on the monthly amount you choose to cover care in your home or facility.