Credit Protection Plan
Our HawaiiUSA Credit Protection Plan (HCPP) is an optional debt protection plan that protects you from unexpected qualified life events such as loss of life, disability and involuntary unemployment for your loans with HawaiiUSA Federal Credit Union.
Loss of Life Benefit
Before age 70, HCPP pays 100% of the protected balance up to a maximum of $75,000.
On or after age 70, HCPP pays 25% of the protected balance up to a maximum of $18,750.
HCPP pays the protected daily payment for 12 months up to $12,000 on eligible balances.
Involuntary Unemployment Benefit
HCPP pays the protected daily payment for 6 months up to $3,000 on eligible balances