Personal Loans & Lines

At HawaiiUSA FCU, we understand that sometimes you need a helping hand to cover certain costs in life. Whether it’s for bill consolidation, a long-deserved vacation or covering the cost of expensive dental work, we have a variety of loans with flexible terms to fit your needs.

Personal Loan

  • Members may borrow between $300 and $20,000
  • Terms extend between 1 and 5 years

QuickAccess Line of Credit

The QuickAccess Line of Credit is an unsecured personal line of credit.

  • Lower monthly payments
  • Access funds without having to carry cash
  • FREE checks
  • Funds can be drawn at anytime
  • Automatic payment plans are available through payroll deduction, direct deposit or share transfer
  • No pre-payment penalty

Cosmetic Dentistry Loan

  • 100% financing available
  • No down payment or pre-payment penalty
  • Terms extend between 1 and 5 years
  • For more information about Participating Dentists, please call 808.844.8457

Green/Home Improvement Loan

  • Flexible Low Rates and Terms
  • No Home Equity or Appraiser Costs
  • Quick and Easy Processing
  • No Mortgage Lien
  • Receive Tax Credits*
  • Qualify for Green Loan - 70% of loan proceed must be for "green" product and installation (ex. photovoltaic, solar)
  • Learn more about HawaiiUSA FCU's Green Loan Program
*Consult Your Tax Advisor

Solar Loan Program

  • Finance your purchase and installation of solar water heating systems
  • Tax benefits
  • Learn more about HawaiiUSA FCU's Solar Loan Program

Contact Us

Oahu: (808) 534.4300
Toll-Free: (800) 379.1300


Personal Loan as low as 4.50% APR

View All Rates & Disclosures

HawaiiUSA FCU For more information, call HawaiiUSA FCU at (808) 534.4300 or toll-free (800) 379.1300, click or visit one of our branches.
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