Dreamality: First-Time Home Buyers
Your first mortgage is an exciting investment that should fit your lifestyle and provide financial and emotional security.
Treat yourself to a seamless buying experience by choosing the right mortgage with great first time buyer benefits. HawaiiUSA's First-Time Home Loan may be an exceptional solution for you. Your experienced Mortgage Loan Officer will help navigate financing options to secure the right loan for your needs.
- Designed for Owner Occupants
- As low as 3% down payment with Mortgage Insurance
- Up to 95% financing without Mortgage Insurance1
- No loan origination fees2
- Get your APPLICATION
- For assistance completing your Mortgage Application, call (808) 534.4300 or toll-free (800) 379.1300, or click here to email our Help Desk.
1 Includes 15% secondary financing with Hawaii HomeOwnership Center's "Downpayment Assistance Loan Program". Restrictions and qualifications apply.
2 Additional requirements needed to qualify include successful completion of Hawaii HomeOwnership Center's "First Time Home Buyer Program", direct deposit, and automatic loan payment set-up.