Buying Your First Home

Are you ready for homeownership?

Owning your first home gives you a sense of responsibility and security, as well as many great benefits.

  • You'll strengthen your credit by making on-time mortgage payments.
  • Mortgage payments help to build equity in your home if your property value increases.
  • Beneficial tax deductions: Consult your tax professional about writing off interest and taxes.
    • Completion of Hawaii HomeOwnership Center's First-Time Home Buyer Program
    • Set-up direct deposit and automatic loan payments

dreamality Home Loan

  • Get your APPLICATION
  • For assistance completing your Mortgage Application, call (808) 534.4300 or toll-free (800) 379.1300, or email


* Other restrictions and requirements apply. Contact a HawaiiUSA Mortgage Consultant for details.

Contact Us

Oahu: (808) 534.4300
Toll-Free: (800) 379.1300

HawaiiUSA FCU For more information, call HawaiiUSA FCU at (808) 534.4300 or toll-free (800) 379.1300, click or visit one of our branches.
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