Home Equity Line of Credit- Hawaii USA Federal Credit Union

Home Equity Line of Credit

Design your Dream Home...

Dreamality: First Time Auto Buyer Loan Details

First-Time Auto Loan

Buying your first car? This Auto Loan was made just for you.

Start Here:

  • Continuous employment for 1 year, or 12 months of verifiable, monthly income.
  • Minimum monthly income of $1,500.
  • Down payment of 10% of the vehicle purchase price required. Standard Loan-to-Value limits apply.
  • "No credit history" loans available.

Borrowing Guidelines:

  • $20,000 maximum loan amount
  • Loan amount cannot exceed 75% of borrower's annual income
  • 40% maximum debt ratio
  • Terms up to 72 months
  • No current delinquencies, collections, charge-offs or judgments
  • Available for both Direct and Indirect Loans

Special Discounts:

  • 0.25% interest rate discount for Auto Transfer/Payroll Deduction
  • 0.25% interest rate discount for successfully completing HawaiiUSA's LEAP* online education course, Drive Away Happy.
Apply Now

Apply online in minutes. A loan officer will contact you shortly. You'll be one step closer to taking the wheel!

* Life Events Assistance Program (LEAP) is HawaiiUSA's financial education initiative. LEAP provides HawaiiUSA's employees, members and neighborhood communities with comprehensive financial education, tools and resources. HawaiiUSA is committed to being recognized as the financial institution that goes above and beyond to help our clients attain their financial goals. Visit LEAP website.

Contact Us

Oahu: (808) 534.4300
Toll-Free: (800) 379.1300

HawaiiUSA FCU For more information, call HawaiiUSA FCU at (808) 534.4300 or toll-free (800) 379.1300, click or visit one of our branches.
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