Dreamality: First Time Auto Buyer Loan Details
Buying your first car? This Auto Loan was made just for you.
- Continuous employment for 1 year, or 12 months of verifiable, monthly income.
- Minimum monthly income of $1,500.
- Down payment of 10% of the vehicle purchase price required. Standard Loan-to-Value limits apply.
- "No credit history" loans available.
- $20,000 maximum loan amount
- Loan amount cannot exceed 75% of borrower's annual income
- 40% maximum debt ratio
- Terms up to 72 months
- No current delinquencies, collections, charge-offs or judgments
- Available for both Direct and Indirect Loans
- 0.25% interest rate discount for Auto Transfer/Payroll Deduction
- 0.25% interest rate discount for successfully completing HawaiiUSA's LEAP* online education course, Drive Away Happy.
Apply online in minutes. A loan officer will contact you shortly. You'll be one step closer to taking the wheel!
* Life Events Assistance Program (LEAP) is HawaiiUSA's financial education initiative. LEAP provides HawaiiUSA's employees, members and neighborhood communities with comprehensive financial education, tools and resources. HawaiiUSA is committed to being recognized as the financial institution that goes above and beyond to help our clients attain their financial goals. Visit LEAP website.