Estate planning is the process of administering and disposing of an estate, both before and after death. While many people think estate planning is only concerned with what happens after a person dies, it actually can be helpful during lifetime if an individual becomes incapacitated due to an injury or illness. With proper planning, estate disposition can go more smoothly and with less expense. Without it, beneficiaries and others may become involved in lengthy and expensive legal proceedings. To begin the process of understanding your estate planning options, call us at 844.8338.
Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC ) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. HawaiiUSA Federal Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members.