Student Choice Loan- Hawaii USA Federal Credit Union

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Loans & Credit Cards

New Automobile Loans

When the need to purchase a vehicle arises, HawaiiUSA is here to keep your business moving forward. Whether your preference is American or Foreign, Automobile, Truck or Van, we’ll make financing your single or fleet purchases easy.

  • Highly competitive interest rates.
  • Fixed terms from 36 months up to 84 months (some restrictions apply).
  • Refinance higher priced vehicle loans at other institutions.
  • Financing up to 100% of the purchase price.
  • No pre-payment penalties.
  • Fleet financing available.
  • Get Pre-Approved

Used Automobile Loans

Purchasing a pre-owned vehicle is an alternative and sometimes a preferred option for some businesses. We can help you get the vehicle you need quickly.

  • Highly competitive interest rates.
  • Fixed terms from 36 months up to 72 months (some restrictions apply).
  • Refinance higher priced vehicle loans at other institutions.
  • Financing up to 100% of the Kelley Blue Book Retail Value (www.kbb.com)
  • No pre-payment penalties.
  • Fleet financing available.
  • Get Pre-Approved

Specialty Vehicle Loans

Vehicles other than your standard car, truck or van would fall into this category. Vehicles will usually have a custom chassis or bed and must be registered for street use.

  • Highly competitive interest rates.
  • Fixed terms from 36 months up to 60 months.
  • Financing up to 80% of the purchase price.
  • No pre-payment penalties.
  • Hi-Cube Vans, Cab Chassis w/custom bed.
  • New Vehicles only.

Business Term Loan

Whether you are looking to purchase equipment, expand your business, replenish inventory or renovate your office, a Business Term Loan could be right for you. Each Term Loan is designed specifically to meet your needs.

  • Secured and unsecured loans.
  • Loan terms up to 7 years.
  • Flexible terms.
  • Highly competitive interest rates.
  • No pre-payment penalties.

Commercial Real Estate Loan

HawaiiUSA offers a Commercial Real Estate Loan Program for stabilized income properties or owner users.

  • Property Types — Multi-family, retail, industrial, office & mixed-use properties
  • Simple loan application process
  •  60-day rate lock
  • Highly competitive fixed rates options
  • Numerous term options
  • Amortization periods up to 30-years
  • No pre-payment penalties.

Business Lines of Credit

Every business needs a little help from time to time. A Line of Credit from HawaiiUSA provides you with the peace of mind knowing you’ll always have funds available to meet the short-term needs of your business.

  • Allows you to borrow, repay, and re-borrow funds as needed
  • Use for short-term working capital or seasonal financing
  • Secured or Unsecured
  • Highly competitive interest rates.
  • No pre-payment penalties.
  • Monthly interest-only payments.

Business Platinum Visa Card

Our platinum card program allows you to make purchases on credit instead of using cash. Visa is accepted worldwide. Here are some important features:

  • Low interest rates
  • Annual summary of purchases
  • Share or designate Individual credit limits
  • No Annual Fee

Contact Us

Oahu: (808) 534.4300
Toll-Free: (800) 379.1300
contactus@hawaiiusafcu.com

Rates

Personal Loan as low as 4.50% APR

View All Rates & Disclosures


HawaiiUSA FCU For more information, call HawaiiUSA FCU at (808) 534.4300 or toll-free (800) 379.1300, click or visit one of our branches.
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