Account Balance Term APY
Share Savings $5 minimum balance 0.05%
Secondary Shares $25 minimum balance 0.05%
Safari Club $25 minimum balance 0.05%
Jump Start $25 minimum balance 0.05%
Super Share Account $10,000 - $35,000 balance 0.10%
Super Share Account Over $35,000 0.15%
Super Draft Checking $1,000 average monthly balance 0.02%
eLife Checking* Base Rate (qualifications not met) 0.01%
eLife Checking* $0 - $10,000 1.50%
eLife Checking* Over $10,000 0.05%
Christmas Shares $5,000 maximum balance. Deposits made through auto or payroll deduction. 0.40%
Premium Money Market Account $50,000.00 - $74,999.99 0.15%
Premium Money Market Account $75,000.00 - $99,999.99 0.20%
Premium Money Market Account $100,000.00 and greater 0.25%
Health Savings Account $0-$1,000 0.55%
Health Savings Account $1,000.01-$2,000 0.65%
Health Savings Account $2,000.01-$5,000 0.75%
Health Savings Account $5,000.01-$10,000 0.85%
Health Savings Account Over $10,000 1.05%
Share Certificates $500 minimum balance 6 month term (dividends at maturity) 0.15%
Share Certificates $500 minimum balance 1-Year term (quarterly dividends) 0.25%
Share Certificates $500 minimum balance 18-Month term (quarterly dividends) 0.25%
Share Certificates $500 minimum balance 3-Year term (quarterly dividends) 0.25%
Share Certificates $500 minimum balance 5-Year term (quarterly dividends) 0.40%
Income Share Certificate $25,000 minimum balance 18 month dividend paid monthly 0.30%
Member Advantage Share Certificate $2,500 minimum balance 24 month term dividend paid quarterly 0.30%
Roth IRA or IRA Share $100 minimum balance 0.05%
Jumbo Certificates $100,000 minimum balance 60-89 Days: dividend paid at maturity 0.10%
Jumbo Certificates $100,000 minimum balance 6-Month (182 days): dividend paid at maturity 0.20%
Jumbo Certificates $100,000 minimum balance 1-Year (365 days): dividend paid quarterly 0.30%

 

Savings rates and terms effective as of December 1, 2020. The dividend Rate and Annual Percentage Yield (APY) may change at any time and without notice, as determined by the credit union Board of Directors. Additional non-interest earning deposit products available. Fees may be charged on an early withdrawal in Share Certificates and the Christmas Share account. These fees could reduce the earnings on the account. Please contact the Credit Union for more information.

*eLife Checking Qualifications: 10 or more debit card purchases (point-of-sale purchases), excluding ATM transactions. Receive one or more direct deposits, ACH debits/credits, or HawaiiUSA Online Bill Pay payments through this eLife Checking Account. Enrolled in eStatements.