Rent or Buy?

Figuring out the best option is based on how quickly rents are rising, how long you plan to stay in a home and many other factors. You can use this calculator to find the right solution for your situation.

Rent or Buy?

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Here you'll see the total costs of renting versus buying after you compare your monthly payments, the amount a purchased home could increase in value, the amount your rent could increase, and the interest rate you might pay on a mortgage. The option with the lower number will be your best choice.

All calculators and tools are supplied as a courtesy only. HawaiiUSA Federal Credit Union is not responsible for the accuracy or completeness of information that you provide or information generated by the calculators. Please check your records carefully before inputting your information into the calculators or tools. All projected rates and results are estimates, are examples only, and are necessarily hypothetical in nature. No results are guaranteed. The output of the tools and calculators may vary with each use and over time. Please remember that the calculators and tools are not intended to replace the advice of qualified professionals, and you should consult with a qualified professional of your choice whenever specific advice is necessary or appropriate.