Debt Consolidation

Would you be able to save money each month by using one new loan to pay off all your debt? You can see if that's a good financial strategy by using this helpful calculator.

Debt Consolidation

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For debt consolidation loans to be beneficial, keep in mind that the repayment period for the consolidation loan should be shorter than what you have on your existing loans. Also, the interest rate should be lower than what you have now.

All calculators and tools are supplied as a courtesy only. HawaiiUSA Federal Credit Union is not responsible for the accuracy or completeness of information that you provide or information generated by the calculators. Please check your records carefully before inputting your information into the calculators or tools. All projected rates and results are estimates, are examples only, and are necessarily hypothetical in nature. No results are guaranteed. The output of the tools and calculators may vary with each use and over time. Please remember that the calculators and tools are not intended to replace the advice of qualified professionals, and you should consult with a qualified professional of your choice whenever specific advice is necessary or appropriate.