Low Rate or Cash Back?

You typically have a choice when you buy a vehicle - take the manufacturer's rebate or receive a low interest rate on the loan. Here's where you can figure out which is the better deal.

Low Rate or Cash Back?

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When using this calculator, consider that you can take the cash back and get a low auto loan rate through HawaiiUSA. You won't have to choose!

All calculators and tools are supplied as a courtesy only. HawaiiUSA Federal Credit Union is not responsible for the accuracy or completeness of information that you provide or information generated by the calculators. Please check your records carefully before inputting your information into the calculators or tools. All projected rates and results are estimates, are examples only, and are necessarily hypothetical in nature. No results are guaranteed. The output of the tools and calculators may vary with each use and over time. Please remember that the calculators and tools are not intended to replace the advice of qualified professionals, and you should consult with a qualified professional of your choice whenever specific advice is necessary or appropriate.