You can figure out your budget for a vehicle by determining how many months you want to carry a loan.
This is a smart way to ensure that you're not going beyond your means when you buy your next car, truck or SUV.
You can use this simple calculator to input all the important factors of your vehicle's purchase price, including down payments and the value of a vehicle you might trade in. Then you'll see how much you can afford based on loan terms ranging from 12 to 60 months.
All calculators and tools are supplied as a courtesy only. HawaiiUSA Federal Credit Union is not responsible for the accuracy or completeness of information that you provide or information generated by the calculators. Please check your records carefully before inputting your information into the calculators or tools. All projected rates and results are estimates, are examples only, and are necessarily hypothetical in nature. No results are guaranteed. The output of the tools and calculators may vary with each use and over time. Please remember that the calculators and tools are not intended to replace the advice of qualified professionals, and you should consult with a qualified professional of your choice whenever specific advice is necessary or appropriate.