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Compare Monthly Payment by Term

You could see big savings each month and over the course of your auto loan depending on the term you choose. The quicker you pay off your loan, the more money you'll save!

Take a look at how your loan term affects your monthly payment. You'll be paying interest on your outstanding balance every month, so if you're able to reduce the number of months you have to pay, you'll also reduce the total amount of money you're spending on the loan.

All calculators and tools are supplied as a courtesy only. HawaiiUSA Federal Credit Union is not responsible for the accuracy or completeness of information that you provide or information generated by the calculators. Please check your records carefully before inputting your information into the calculators or tools. All projected rates and results are estimates, are examples only, and are necessarily hypothetical in nature. No results are guaranteed. The output of the tools and calculators may vary with each use and over time. Please remember that the calculators and tools are not intended to replace the advice of qualified professionals, and you should consult with a qualified professional of your choice whenever specific advice is necessary or appropriate.