Did you know: We were created by teachers, to serve teachers.

We’ve helped generations of students, educators, parents, and many others achieve their financial dreams. Our commitment to educators remains as strong as ever.


Free financial education resources

For elementary or secondary classrooms

  • Videos, handouts, articles, activities
  • Interactive online lessons
  • Workshops facilitated by HawaiiUSA

School-wide programs

  • Financial wellness presentations for students, parents, and staff
  • Financial Reality Fairs
  • Student Operated Credit Unions

Get resources 


For adult learners

Our Money Wise Program includes free, digital, bite-sized learning modules on everything money-related, from paying for college to managing debt.

Learn more 


Member-only benefits

Become a HawaiiUSA member


Scholarships and Professional Support Stipends 

  • $40,000 in college scholarships awarded each year
  • Professional Support Stipends for DOE teachers
  • New! We are happy to partner with Chaminade’s Economic Education Center for Excellence to offer a Summer Workshop for K-12 teachers. Earn Professional Development credits and skills to teach Financial Education in your classroom. The 2022 Workshop has ended, but stay tuned for the 2023 Workshop details.

HSTA Mortgage Program

As an HSTA member* you're eligible for benefits such as 

  • As low as 3% down with mortgage insurance
  • Reduced origination and closing costs
  • Flexible income limits and qualifying ratios 

Learn more 


The tools you need to manage your money today

Personal Loan

Whether you’re planning for a life change, consolidating debt, or coping with unexpected expenses, a personal loan offers options to borrow within your means.*

Apply now


Life matters Cash Back Visa® Credit Card

The smart way to earn cash back on things you buy anyway. Whether classroom supplies, groceries, or gas, if the purchase is in your budget, earning cash back is a no-brainer.*

Apply Now


Save for a rainy day

It's never too late to prepare for the future. Get started with just $5 and watch your savings build over time with monthly dividends. No setup or monthly account services fees.

Open an Account


Checking accounts that earn rewards

Yes, you read that correctly. Earn cash back with the Kasasa Cash Back Debit Mastercard® or earn interest on the balance in your eLife Checking account. Both come with other great perks such ATM fee reimbursements.

Learn more 


The guidance to help you plan for tomorrow

  • Financial Coaching from Certified Financial Counselors (CCUFC)
  • Financial Planners

Become a HawaiiUSA member


*HawaiiUSA terms and conditions apply. Must meet membership guidelines, lending guidelines, and/or monthly qualifications. 


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