Being a HawaiiUSA member matters

Not yet a HawaiiUSA member? We’re ready to walk alongside you on your financial wellness journey. Helping you achieve your goals and financial dreams, with personal and accessible financial solutions that fit your needs, is our commitment. Click below to learn more about what you can expect as a HawaiiUSA member and to become a member today.


HawaiiUSA membership benefits


Healthy borrowing

Personal Loan

Whether you’re planning for a life change, consolidating debt, or coping with unexpected expenses, a personal loan offers options to borrow within your means.*

Apply now


Life matters Cash Back Visa® Credit Card

The smart way to earn cash back on things you buy anyway. Whether classroom supplies, groceries, or gas, if the purchase is in your budget, earning cash back is a no-brainer.*


Apply Now



Save for a rainy day

Prime Share

It's never too late to prepare for the future. Get started with just $5 and watch your savings build over time with monthly dividends. No setup or monthly account services fees.


Open an Account



Checking accounts that earn rewards

Yes, you read that correctly. Earn cash back with the Kasasa Cash Back Debit Mastercard® or earn interest on the balance in your eLife Checking account. Both come with other great perks such ATM fee reimbursements.


Learn more 


HSTA Mortgage Program

Finding a mortgage in Hawaii shouldn't be like guessing on a multiple-choice quiz. First we learn about your unique needs as a future homeowner. Then we guide you to choose wisely, because HawaiiUSA believes that wise life choices and wise financial choices go hand in hand. 

As an HSTA member* you're eligible for benefits such as 

  • As low as 3% down with mortgage insurance
  • Reduced origination and closing costs
  • Flexible income limits and qualifying ratios 


Learn more 


*HawaiiUSA terms and conditions apply. Must meet membership guidelines, lending guidelines, and/or monthly qualifications. 


Financial education resources

For you

Our Money Wise Program is free, digital, bite-sized learning modules on everything money-related, from paying for college to managing debt.

Learn more 


For your students

Get free resources to use in your classroom, whether elementary or secondary.

Get resources 

Explore free handouts, articles and more about helping teens make wise financial decisions as adults.


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