For every age and every stage, a strong foundation starts with financial wellness.

Whether you’re about to start on your college journey or perhaps looking to close on your first home, many of life’s big milestones come with financial considerations. We can help.


First-time homebuyer


Public school teacher Crystal bought her first home in Hawaii. You can, too.

“Investing in something as important as a home can be stressful. HawaiiUSA’s HSTA Mortgage program really helped me. Without it, I would not have been able to afford the new home I live in now."

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Money-smart student


Marc, a freshman at Chapman University, is using the money smarts he learned in high school to fuel his future. 

“I knew that I needed to learn more about money management because of my excessive and unnecessary spending. The lessons taught by HawaiiUSA in our finance class helped my financial situation extremely."

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Small business


No matter your business, helping it to thrive is our business. Discover how Darla’s business grew despite the pandemic.

"In 2020 I started my small business. It was very challenging just to get the business started ... then COVID hit. We are confident that we have made the right choice with HawaiiUSA for our business and our personal banking. We feel we are not just customers but Ohana."

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Conquering debt


Single mother Denise got on the track to financial health, starting with consolidating her debt. You can, too.

"As my family started to grow, I knew that living paycheck to paycheck in public housing was no longer in the best interest for my family. I was overwhelmed with monthly expenses and needed financial assistance to improve our living conditions. HawaiiUSA provided my family with financial solutions and relief."

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What makes the credit union experience special?

Being a member of a credit union can offer many benefits. Learn more here.