What is financial wellness?

Financial wellness describes the peace of mind that comes with being able to cover daily and monthly expenses, being prepared for financial emergencies, and planning for the future.

According to the Financial Health Network (FHN), financial wellness has four parts: Spend, Save, Borrow, Plan. We provide resources to help in each of these areas.

 

Free financial coaching

Members get access to free personalized guidance on a variety of topics:

  • Budgeting
  • Credit report review
  • Debt management
  • Foreclosure prevention
  • Repaying student loans

 

Request guidance

 

Featured articles

 

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2 ways to take control of debt

Know key differences between transferring and consolidating debt, and how to use each in your favor without spending more on monthly payments.

 

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Do's and don'ts of living on less

Looking to simplify spending or prepare for a big future expense? Here's what you'll need to consider.

 

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Money can bring happiness

Here's how you can use the money you have to bring more joy to life.

 

 

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Banzai!

Articles, calculators, and digital coaching on everything money-related, from paying for college to managing debt

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Money Smart

Fun animated videos and articles for the whole family

Money Smart

 

Community financial education

 

Learn about HawaiiUSA's commitment to financial education at Waipahu High School. 

 

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Teacher Essentials

Get free financial education resources to use in your classroom

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Community

Read our latest community impact stories

 

 

Tools

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