What is financial wellness?

Financial wellness describes the peace of mind that comes with being able to cover daily and monthly expenses, being prepared for financial emergencies, and planning for the future.

According to the Financial Health Network (FHN), financial wellness has four parts: Spend, Save, Borrow, Plan. We provide resources to help in each of these areas.


Free financial coaching

Members get access to free personalized guidance on a variety of topics:

  • Budgeting
  • Credit report review
  • Debt management
  • Foreclosure prevention
  • Repaying student loans


Request guidance


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Money can bring happiness

Here's how you can use the money you have to bring more joy to life.



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Community financial education


Learn about HawaiiUSA's commitment to financial education at Waipahu High School. 



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