When it comes to “enjoying life,” it’s all about making the choices that matter to you. And for more than 80 years, we’ve been committed to helping the people of Hawaii choose wisely and make their financial dreams become reality.

Become a member today


Helping you to manage your money so you can comfortably live your desired lifestyle, as well as plan for your family’s well-being is our mission. That’s why we’ll continue to work with you to better understand your unique banking needs and provide you the products and services to manage your financial present and future.


Free or low-cost accounts with competitive interest rates

We want to let you use your money how you want, when you want. That’s why we have an assortment of savings accounts—some with great benefits like no maintenance fees, no minimum balances, unlimited transactions, plus earn dividends on your money.

Learn about HawaiiUSA Personal Accounts


Tap into your home equity to strengthen generational security

Your home can do more for you than just provide a living place for you and your family. It can also act as a financial insurance policy giving you flexibility when and should you need it. So, whether it’s financing home improvements to extend the life of your home for future generations, or perhaps providing a way to pay for things in the event of an unforeseen event (i.e. – loss of job), having an available home equity line of credit (HELOC) can bring you and your family much needed peace of mind.

Learn about HawaiiUSA HELOCs


Financial wellness starts with education


At HawaiiUSA, education is at the very core of who we are as a credit union. That’s why no matter what life stage or financial situation you find yourself at, our goal is to equip you with the necessary knowledge needed to make educated choices with your money. Whether it’s scheduling a consultation with one of our financial wellness experts or browsing the wealth of resources available to you online, let us help you with your financial education.

Start your financial wellness journey


Getting you ready for the road to retirement

When it comes to your retirement, the decisions you make matter to ensure your tomorrow. Our CFS Financial Advisors at HawaiiUSA will help you discuss your financial situation and assess if you have enough to retire and live comfortably.

Learn about HawaiiUSA Investing and Insurance services