We’re grateful for the safety and health of our members in the aftermath of the recent natural disasters. While we rebuild as a community, HawaiiUSA wants you to know that we’re here to help. Let’s restore what was lost and start getting lives back to normal. We believe money should be the least of your worries right now, so here are some ways we can help:

  1. Reduce financial stress and get quick, reliable support with a Personal Emergency Relief Loan1
  2. Ask about getting a Loan Payment Deferral2 for your existing HawaiiUSA term loans
  3. Learn some tips from our Road to Recovery article


How will you use your relief loan?

  • Home repair
  • Auto repair
  • Medical bills
  • Temporary living expenses
  • Transportation
  • Other necessary expenses (i.e. caring for family, lost valuables)


Have Money Ready When You Need It


Free up cash

No payments for the first three months

Save with a competitive rate

Fixed 6.00% Annual Percentage Rate

Peace of mind

Loans up to $50,000

Flexible ways to pay

Up to 5 years

No fees

No annual fees or pre-payment penalty


  • Request funds once, and have them available immediately.
  • Set it and forget it. It’s easy to set automatic loan payments, so you can forget about minding late payments or penalties.


Apply Online to Request Your Loan




1 Personal Emergency Relief Loan. New loans only. Borrow up to $50,000, 5-year term with a 15-year amortization. No payments for the first three months. For a $10,000.00 loan, 56 monthly principal and interest payments of $85.67 for 56 months with a balloon payment of $7,936.16 on the 57th month. Fixed 6.00% APR includes 0.25% discount for automatic payment from HawaiiUSA checking or payroll deduction (0.25% higher without). No prepayment penalties. Subject to HawaiiUSA FCU terms and conditions.

2Loan Payment Deferrals. Defer up to two consecutive months of loan payments on your existing HawaiiUSA FCU term loan. Credit cards and lines of credit are not eligible. Subject to HawaiiUSA FCU terms and conditions.