Get the peace of mind knowing you're covered even when you might be a little short. With HawaiiUSA Federal Credit Union's Overdraft Line of Credit, get the confidence in knowing your Checking accounts are covered; your Overdraft Line of Credit acts as a safeguard protecting you from overdrawing on your Checking account.


Stay protected, stay confident with your money


Loan type

Description Benefits Term
Overdraft Line of Credit A Personal Line of Credit linked to your checking account and used to cover any shortages you incur, up to the specified limit, in order to avoid NSF, Courtesy Pay, and/or returned check fees.
  • Automatic utilization when needed
  • No annual fee
  • Helps you to avoid surprises when you spend
  • Borrow up to $5,000


Visit our rates page for full disclosure and account terms and conditions.