Green Loan

If a photovoltaic (PV) system is part of your home improvement plans, HawaiiUSA's Green Loans can provide the financing.

Green Loan

You can save money and reduce your environmental impact with a solar energy project. Our solar-focused home improvement loans will give you the financial boost. If you have any questions, please call us at (800) 379.1300. 

  • Flexible terms and low rates fixed up to 15 years
  • No payments for the first six months*
  • No mortgage lien required 
  • No home equity or appraiser costs
  • Quick and easy processing

*Only available with participating contractors. No payments will be required during the first six (6) months of the loan and borrower will not be charged for interest accrued during this period provided the loan is not canceled within six months of loan signing. Total loan term is 60 months with the first payment due in the 7th month. The payments above are based on the remaining loan term of 54 months at a rate of 5.50% amortized over 174 months and with estimated balloon payments of $19,437.17, $35,058.95 and $50,620.73, respectively, on the 54th payment. Actual APR (Annual Percentage Rate) is 4.83%. If the loan is canceled within the first 6 months, the Borrower shall be responsible for repayment of interest accrued from the time of loan disbursal to the date of cancelation at a rate of 5.50%. The minimum loan amount is $15,000 and cannot exceed the contract amount for the PV system. Offer subject to credit approval. For loans greater than $25,000, a recording fee of $31 will be collected for the filing of a UCC Financing Statement. All borrowers must be members of HawaiiUSA FCU. All proceeds must be for PV installation on member’s primary owner-occupied residence. Other terms and conditions apply.