Second Mortgage Apply Now Apply Now Home Borrow Personal Mortgages Second Mortgage Pages within Personal MortgagesHome Equity Line of CreditAuto LoansPersonal Loans & Lines of CreditCredit CardsHow to Use Docusign - Consumer LoansLoan Application Tips and ExpectationsYou're Pre-Approved!You're Pre-Approved! When you need a second mortgage on a property in Hawaii, we have your best interests in mind Print A A A Whether you are renovating, refinancing, or want to fund other goals, we can help. HawaiiUSA Federal Credit Union's mortgage professionals guide you along every step toward obtaining a Second Mortgage. We'll work with you so you understand your options and receive the home financing you need at a competitive fixed rate. No points fee No prepayment penalty Fixed rates available Up to 90% combined loan-to-value financing Use our mortgage calculators to conduct research while making financial decisions Consider our various loan protection services